12 Locust St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 12 Locust St, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1955
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on Record
Tax Bill	$3,971 (2026)
Deeds & Mortgages	Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:33E B:K05`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:33E B:K05`
Alternative APN	`33EK05`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,008 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,008 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	33EK05
Street Address	12 LOCUST ST
City	OXFORD
State	MA
Zip	01540-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	K05
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4037
Census Tract	753200

Owner

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 LOCUST ST, OXFORD, MA 01540-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 3, 2020
Transfer Doc	62552-185
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Jun 8, 2020
Property Address	12 LOCUST ST, OXFORD, MA 01540-2442
Document Number	62552-185
Book / Page	062552 / 000185
Instrument Date	Jun 3, 2020
Instrument	59531
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LOCUST ST OXFORD MA 015402442, OXFORD, MA 01540-2442

Tax Assessment & Valuation

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,971.00 (+9,354.76%)	$324,700 (-2.93%) Land $88,700 Building $236,000	$345,259 (+1.04%)
2025	$42.00 (-98.95%)	$334,500 (+13.2%) Land $85,000 Building $249,500	$341,715
2024	$3,983.00 (+0.53%)	$295,500 (+1.72%) Land $81,100 Building $214,400
2023	$3,962.00	$290,500 Land $77,500 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20