12 Locust St, Apt 3A, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 12 Locust St, Apt 3A, Everett, MA 02149

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,429 sqft · built 1920
Lot Size	0.531 acres (23,162 sqft)
Owner	2 Individual Names on File
Last Sale	$511,000 (Jul 2022)
Tax Bill	$6,332 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D00001 12103A 01`

Property Details

APN / Parcel Number

Primary APN	`D00001 12103A 01`
Alternative APNs	`EVER M:D0 B:01 L:12103A` `M:D00 B:001 L:12103A-01` `D00001 12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	17 Units
Stories	2 Stories
Building Area	1,429 sqft Living Area
1st Floor Area	714 sqft
Basement Area	714 sqft
Unfinished Basement	714 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,162 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	D00001 12103A 01
Street Address	12 LOCUST ST, 3A
City	EVERETT
State	MA
Zip	02149-1241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DD
Legal Subdivision	WINSLOW CONDO
Legal Block	1
Legal Lot Number	12103A
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3003
Census Tract	342302

Owner

Source: Middlesex County and Everett City records · APN D00001 12103A 01

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 LOCUST ST, 3A, EVERETT, MA 02149-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage METRO CU
Mar 29, 2019	Condominium Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK
May 31, 2017	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2022 · Amount on Record
Deed Sale	Jul 07, 2022 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Book / Page	80400 / 256
Record Updated	Sep 20, 2026

July 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	EVERETT MA
Recording Date	Jul 07, 2022
Property Address	12 LOCUST ST APT 3A, 3A, EVERETT, MA 02149-1241
Document Number	080400-256
Book / Page	80400 / 256
Instrument Date	Jul 07, 2022
Instrument	103763
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 LOCUST ST APT 3A, 3A, EVERETT, MA 02149-1241

Mortgage

Document Number	0000103764
Date	Jul 07, 2022
Instrument	103764

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Aug 01, 2029
Max Rate At Change	2.5%
Index	Other

March 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	EVERETT MA
Recording Date	Mar 29, 2019
Property Address	12 LOCUST ST APT 3A, 3A, EVERETT, MA 02149-1241
Document Number	72395-6
Book / Page	72395 / 6
Instrument Date	Feb 15, 2019
Instrument	39054
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LOCUST ST APT 3A, 3A, EVERETT, MA 02149-1241
Investor	Possibly a Property Investor

Mortgage

Document Number	39055
Date	Mar 29, 2019
Instrument	39055

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 01, 2024

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	May 31, 2017
Property Address	12 LOCUST ST APT 3A, 3A, EVERETT, MA 02149-1241
Document Number	69365-270
Book / Page	69365 / 270
Instrument	81389
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$35.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LOCUST ST APT 3A, 3A, EVERETT, MA 02149-1241

Mortgage

Document Number	693650274
Date	May 31, 2017
Instrument	69365/0274

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Middlesex County and Everett City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,332.00 (+14.94%)	$555,900 (+15.64%) Building $555,900	$575,985 (+10.56%)
2024	$5,509.00 (+13.66%)	$480,700 (+16.82%) Building $480,700	$520,980
2023	$4,847.00	$411,500 Building $411,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
Netafy Fixed Wireless	150 / 150

May also be available: AT&T, Starry, T-Mobile USA.

Based on FCC filings for 1,089 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

12 Locust St, Apt 3A, Everett, MA 02149 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Condominium Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2019: Condominium Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Locust St

Nearby Streets

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