Mercer County and Ewing Township property record for 12 Locke Ct, Ewing, NJ 08628
| Property Type | Single Family Home |
|---|---|
| Details | 2,294 sqft · built 1985 |
| Lot Size | 0.32 acres (13,948 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (May 2020) |
| Tax Bill | $15,649 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-00420-01-00084 |
| Primary APN | 02-00420-01-00084 |
|---|
| Building Area | 2,294 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Lot Area | 13,948 sqft (0.32 acres) |
| Lot Dimensions | 150 ft deep x 93 ft wide |
| Street Address | 12 LOCKE CT |
|---|---|
| City | EWING |
| State | NJ |
| Zip | 08628-2645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | RIVERVIEW 02 |
| Legal Block | 420.1 |
| Legal Lot Number | 84 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | EWING |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 3708 |
12 Locke Ct is owned and occupied by two individuals who bought it in May 2020.
Source: Mercer County and Ewing Township records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 LOCKE CT, EWING, NJ 08628-2645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 13, 2020 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2020 · Amount on File |
| Deed Sale | May 13, 2020 · Amount on File |
| Prior Sale | Apr 14, 2011 · Amount on File |
| Deed Document Number | 202020075 |
| Deed Book / Page | 6403 / 1046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 12 LOCKE CT, EWING, NJ 08628-2645 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000013141 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 11584/1537 |
| Instrument | 2021013141 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | May 13, 2020 |
| Property Address | 12 LOCKE CT, EWING, NJ 08628-2645 |
| Document Number | 0000020075 |
| Book / Page | 6403 / 1046 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 2020020075 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,023.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 LOCKE CT, EWING, NJ 08628-2645 |
| Document Number | 0000020076 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020020076 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 12 Locke Ct was $15,649, up 3% from the year before.
Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| County Subdivision | Ewing Township |
| Unified School District | Ewing Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386,300 (-) Land $103,900 Building $282,400 | $386,300 (-) Land $103,900 Building $282,400 | |
| 2025 | $15,649.00 (+3%) | $386,300 Land $103,900 Building $282,400 | $386,300 Land $103,900 Building $282,400 |
| 2024 | $15,193.00 | ||
| 2023 | $370,600 Land $103,900 Building $266,700 | $370,600 Land $103,900 Building $266,700 | |
| 2022 | $13,330.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Locke Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 71 policies |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 4 (2005–2022) |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Locke Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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