12 Liberty St, Berlin, MD 21811 Property Records

Worcester County property record for 12 Liberty St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,905 sqft · built 1998
Lot Size	0.225 acres (9,819 sqft)
Owner	2 Individual Names on File
Last Sale	$445,500 (Jun 2024)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-093697`

Property Details

APN / Parcel Number

Primary APN	`03-093697`
Alternative APN	`093697`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,905 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,819 sqft (0.225 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	093697
Street Address	12 LIBERTY ST
City	BERLIN
State	MD
Zip	21811-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-09-505 9819 SQ FT LIBERTY ST PL OCEAN PINES SEC NINE
Legal Subdivision	OCEAN PINES SEC 09
Legal Lot Number	505
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1006
Census Tract	951102

Owner

Source: Worcester County records · APN 03-093697

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2475 ADMIRE SPRINGS DR, DOVER, PA 17315-4685
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2024 · Amount on Record
Deed Sale	Jun 04, 2024 · Amount on Record
Prior Sale	Oct 30, 2000 · Amount on Record
Deed Book / Page	8767 / 324
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	Apr 03, 2026
Property Address	12 LIBERTY ST, BERLIN, MD 21811-1909
Document Number	9121000143
Book / Page	9121 / 143
Instrument Date	Mar 31, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SERV

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2475 ADMIRE SPRINGS DR, DOVER, PA 17315-4685

Mortgage

Document Number	9121000143,
Date	Apr 03, 2026
Book Page	9121/143

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,467 (+13.13%)	$444,700 (-) Land $93,600 Building $351,100
2025	$3,251.00 (+34.67%)	$352,233 (+23.45%)	$444,700 (+45.33%) Land $93,600 Building $351,100
2023	$2,414.00 Homeowner's exemption	$285,333	$306,000 Land $79,600 Building $226,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Communications Cable	1,000 / 50

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 527 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCEAN PINES serves 11,890 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.