12 Liberty Ave, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 12 Liberty Ave, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 864 sqft · built 1979
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Tax Bill$3,083 (2025)
Deeds & MortgagesApr 2020 Refinance
Flood ZoneZone X (minimal risk)
APN19A032000000

Property Details

APN / Parcel Number

Primary APN19A032000000
Alternative APNs
  • GRAY M:043 B:046 L:032-000
  • 2856

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
Basement Area668 sqft
Unfinished Basement668 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRaised Ranch
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number2856
Street Address12 LIBERTY AVE
CityGRAY
StateME
Zip04039-9612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMEDIUM
Legal SubdivisionSUBURBAN DEV CORP
Legal Block46
Legal Lot Number32-0
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group4
Census Block4011
Census Tract4702

Owner

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 LIBERTY AVE, GRAY, ME 04039-9612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address12 LIBERTY AVE, GRAY, ME 04039-9612
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0366310190
DateApr 27, 2020
Book Page36631/190
Instrument21386
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,083.00 (-10.22%)$318,500 (+40.8%) Land $108,600 Building $209,900
2023$3,434.00 (+8.84%)$226,200 (-) Land $55,400 Building $170,800
2022$3,155.00$226,200 Land $55,400 Building $170,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1983–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Liberty Ave

Nearby Streets

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