Kane County property record for 12 Leonard St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,305 sqft · built 1883 |
| Lot Size | 0.61 acres (2,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Jul 2021) |
| Tax Bill | $2,735 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-329-022 |
| Primary APN | 06-14-329-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 1,824 sqft |
| Basement Area | 519 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 2,640 sqft (0.61 acres) |
| Lot Dimensions | 66 ft deep x 40 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 LEONARD ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAWKINS & PECKS ADDN NORTH 40 FT LOT 8 BLOCK 2 |
| Legal Subdivision | HAWKINS&PECKS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-14-329-022
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 LEONARD ST, ELGIN, IL 60123-5312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2021 | Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC |
| Nov 09, 2017 | Deed of Trust, Mortgage · Line of Credit CRYSTAL LAKE BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2021 · Amount on Record |
| Deed Sale | Jul 01, 2021 · Amount on Record |
| Prior Sale | May 19, 2016 · Amount on Record |
| Deed Document Number | 202150752 |
| Prior Transfer Date | Feb 04, 2004 |
| Prior Transfer Doc | 0000018716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 01, 2021 |
| Property Address | 12 LEONARD ST, ELGIN, IL 60123-5312 |
| Document Number | 0000050752 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021K050752 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 LEONARD ST, ELGIN, IL 60123-5312 |
| Document Number | 0000050753 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021K050753 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Number | 0000050754 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021K050754 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 12 LEONARD ST, ELGIN, IL 60123-5312 |
| Document Number | 0000010110 |
| Instrument Date | Nov 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 711 W MAIN ST WEST DUNDEE IL 601182027, WEST DUNDEE, IL 60118-2027 |
| Document Number | 0000010110 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 10110 |
| Name | CRYSTAL LAKE BK&TR |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,735.00 (-22.78%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2024 | $65,375 (+21.39%) Land $9,255 Building $56,120 | $196,203 (+21.44%) Land $27,776 Building $168,427 | |
| 2022 | $3,542.00 (-21.15%) Disabled Person's exemption | $53,854 (+6.96%) Land $7,624 Building $46,230 | $161,562 (+6.96%) Land $22,872 Building $138,690 |
| 2021 | $4,492.00 | $50,350 Land $7,128 Building $43,222 | $151,050 Land $21,384 Building $129,666 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Opiquad | Fixed Wireless (unlicensed) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures