12 Lawrence Ln, Fredericksburg, VA 22405 Property Records

Stafford County property record for 12 Lawrence Ln, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,585 sqft · built 1989
Lot Size	1.3 acres (56,728 sqft)
Owner	2 Owner Names on Record
Last Sale	$410,000 (May 2005)
Tax Bill	$4,428 (2025)
Deeds & Mortgages	Aug 2021 Refinance Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54V-4-139`

Property Details

APN / Parcel Number

Primary APN	`54V-4-139`
Alternative APNs	`054V 4 139` `36703`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,585 sqft Living Area
Basement Area	366 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,728 sqft (1.3 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	266 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	36703
Old Parcel Number	054V 4 139
Street Address	12 LAWRENCE LN
City	FREDERICKSBURG
State	VA
Zip	22405-2968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 139 SEC 4 56729 SQFT BLYTHEDALE SUBDIVISION
Legal Subdivision	BLYTHEDALE SUB
Legal Lot Number	139
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	1
Census Block	1039
Census Tract	10406

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	12 LAWRENCE LN, FREDERICKSBURG, VA 22405-2968
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US MORTGAGE CORPORATION SE
Feb 24, 2020	Deed of Trust, Mortgage · Conventional with PMI US MTG
Aug 8, 2019	Deed of Trust, Mortgage · Conventional with PMI US MTG CORP SE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2005 · Amount on Record
Deed Sale	May 4, 2005 · Amount on Record
Prior Sale	May 4, 2005 · Amount on Record
Deed Document Number	50016040
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	12 LAWRENCE LN, FREDERICKSBURG, VA 22405-2968
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210026404
Date	Aug 4, 2021
Instrument	210026404

Lender

Name	US MORTGAGE CORPORATION SE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	12 LAWRENCE LN, FREDERICKSBURG, VA 22405-2968
Document Number	200004585
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAWRENCE LN FREDERICKSBURG VA 224052968, FREDERICKSBURG, VA 22405-2968

Mortgage

Document Number	200004585
Date	Mar 3, 2020
Instrument	4585

Lender

Name	US MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	12 LAWRENCE LN, FREDERICKSBURG, VA 22405-2968
Document Number	190013791
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAWRENCE LN FREDERICKSBURG VA 224052968, FREDERICKSBURG, VA 22405-2968

Mortgage

Document Number	190013791
Date	Aug 14, 2019
Instrument	13791

Lender

Name	US MTG CORP SE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,428.00 (+17.08%)	$472,800 (+18.11%) Land $120,000 Building $352,800	$472,800 (+18.11%) Land $120,000 Building $352,800
2023	$3,782.00 (+16.51%)	$400,300 Land $80,000 Building $320,300	$400,300 Land $80,000 Building $320,300
2021	$3,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1989–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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