Essex County and Gloucester City property record for 12 Lawndale Cir, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,069 sqft · built 1999 |
| Lot Size | 0.367 acres (15,989 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,500 (Oct 2009) |
| Tax Bill | $9,598 (2026) |
| Deeds & Mortgages | May 2025 Line of Credit Dec 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0199 B:0040 L:0000 |
| Primary APN | GLOU M:0199 B:0040 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,069 sqft Living Area |
| Gross Area | 6,022 sqft |
| 1st Floor Area | 1,587 sqft |
| Basement Area | 1,554 sqft |
| Unfinished Basement | 544 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,989 sqft (0.367 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 LAWNDALE CIR |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-5113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Subdivision | MAGNOLIA HEIGHTS |
| Legal Block | 40 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 221901 |
12 Lawndale Cir is owned and occupied by two individuals who bought it in October 2009.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 LAWNDALE CIR, GLOUCESTER, MA 01930-5113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Feb 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Apr 1, 2019 | Deed of Trust, Mortgage · ARM DRAPER AND KRAMER MORTGAGE CORP. |
| Feb 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2009 · Amount on File |
| Deed Sale | Oct 26, 2009 · Amount on File |
| Prior Sale | May 8, 2001 · Amount on File |
| Deed Book / Page | 29018 / 570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 LAWNDALE CIR, GLOUCESTER, MA 01930-5113 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0042697-65 |
|---|---|
| Date | May 5, 2025 |
| Book Page | 42697/65 |
| Instrument | 20250505000180 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 LAWNDALE CIR, GLOUCESTER, MA 01930-5113 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 041376-266 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 41376/266 |
| Instrument | 20221229001930 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 LAWNDALE CIR, GLOUCESTER, MA 01930-5113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040702-162 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 40702/162 |
| Instrument | 20220203000030 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 LAWNDALE CIR, GLOUCESTER, MA 01930-5113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37415-404 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 37415/404 |
| Instrument | 20190401001890 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 LAWNDALE CIR, GLOUCESTER, MA 01930-5113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38285-256 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 38285/256 |
| Instrument | 20200225002000 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 12 Lawndale Cir was $9,598, up 3.7% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,598.00 (+3.73%) | $1,030,900 (+8.29%) Land $198,200 Building $832,700 | $1,244,205 (+15.8%) |
| 2025 | $9,253.00 (+0.83%) | $952,000 (+0.93%) Land $183,500 Building $768,500 | $1,074,450 |
| 2024 | $9,177.00 (+2.8%) | $943,200 (+11.89%) Land $174,700 Building $768,500 | |
| 2023 | $8,927.00 | $843,000 Land $156,100 Building $686,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Lawndale Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (2018–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Lawndale Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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