Middlesex County and Watertown City property record for 12 Laurel St, Watertown, MA 02472
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,585 sqft · built 1880 |
| Lot Size | 0.113 acres (4,917 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,596 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 62370-21 |
| Primary APN | 62370-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,585 sqft Living Area |
| Gross Area | 4,392 sqft |
| Basement Area | 1,034 sqft |
| Unfinished Basement | 1,034 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,917 sqft (0.113 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2749 |
|---|---|
| Street Address | 12 LAUREL ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-4214 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | T |
| Legal Subdivision | ELVIRA A SPRAGUE |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 370301 |
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 LAUREL ST, WATERTOWN, MA 02472-4214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2010 |
| Deed Sale | Nov 5, 2010 |
| Prior Sale | Jul 1, 2005 · Amount on Record |
| Deed Document Number | 2010201298 |
| Transfer Doc | 55761-458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 12 LAUREL ST, WATERTOWN, MA 02472-4214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76410-445 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 76410/445 |
| Instrument | 236769 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2031 |
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,596.00 (+7.4%) | $950,500 (+2.82%) Land $467,900 Building $482,600 | $957,052 |
| 2025 | $10,797.00 (+10.55%) | $924,400 (+10.73%) Land $467,900 Building $456,500 | |
| 2024 | $9,767.00 (-11.85%) | $834,800 (+2.32%) Land $454,200 Building $380,600 | |
| 2023 | $11,080.00 | $815,900 Land $439,600 Building $376,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Starry.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures