12 Laurel St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 12 Laurel St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,931 sqft · built 1880
Lot Size	0.299 acres (13,038 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Sep 2022)
Tax Bill	$6,404 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:33 L:0303`

Property Details

APN / Parcel Number

Primary APN	`SALE M:33 L:0303`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,931 sqft Living Area
Gross Area	4,010 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,038 sqft (0.299 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 LAUREL ST
City	SALEM
State	MA
Zip	01970-4659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	303
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3001
Census Tract	204101

Owner

12 Laurel St is owned and occupied by an individual who bought it in September 2022.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 LAUREL ST, SALEM, MA 01970-4659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORPORATION
Sep 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC
Jan 10, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Jan 10, 2020 · Amount on File
Deed Document Number	2022417
Deed Book / Page	41209 / 443
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Jul 9, 2026
Property Address	12 LAUREL ST, SALEM, MA 01970-4659
Document Number	0000002410
Book / Page	43496 / 371
Instrument Date	Jul 2, 2026
Instrument	20262410
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAUREL ST, SALEM, MA 01970-4659

Mortgage

Date	Jul 9, 2026

Lender

Name	LENDSURE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Sep 23, 2022
Property Address	12 LAUREL ST, SALEM, MA 01970-4659
Document Number	041209-443
Book / Page	41209 / 443
Instrument Date	Sep 23, 2022
Instrument	417
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	237 BRADFORD ST, EVERETT, MA 02149-1522

Mortgage

Document Number	0000000418
Date	Sep 23, 2022
Instrument	418

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Jan 10, 2020
Property Address	12 LAUREL ST, SALEM, MA 01970-4659
Document Number	38185-97
Book / Page	38185 / 97
Instrument Date	Jan 7, 2020
Instrument	20200110004200
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAUREL ST, SALEM, MA 01970-4659

Mortgage

Document Number	110004210
Date	Jan 10, 2020
Instrument	110004210

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 Laurel St was $6,404, up 8.3% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,404.00 (+8.32%)	$594,100 (+13.97%) Land $245,000 Building $349,100	$594,735 (-0.94%)
2025	$5,912.00 (+3.63%)	$521,300 (+6.17%) Land $205,400 Building $315,900	$600,400
2024	$5,705.00 (+1.3%)	$491,000 (+9.06%) Land $194,600 Building $296,400
2023	$5,632.00	$450,200 Land $180,100 Building $270,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Laurel St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	22 units insured incl. 5 condo units
Nearby Flood Claims	12 (1998–2010)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 4 claims Flooding, Apr 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Laurel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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