12 Laurel St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 12 Laurel St, Marblehead, MA 01945 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1926
Square Footage1,159 sqft Living Area
Lot Size5,001 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2005)
Tax Bill$5,974.00 (2025)

Property Details

APN / Parcel Number

Primary APNMARB M:0060 B:0036 L:0

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,159 sqft Living Area
Gross Area2,244 sqft Gross Area
Basement Area684 sqft Basement
Unfinished Basement684 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,001 sqft (0.115 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address12 LAUREL ST
CityMARBLEHEAD
StateMA
Zip01945-1948
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionLAUREL PARK
Legal Block36
JurisdictionMARBLEHEAD MA
Minor Civil DivisionMARBLEHEAD
Census Blockgroup1
Census Block1010
Census Tract203100

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0060 B:0036 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 LAUREL ST, MARBLEHEAD, MA 01945-1948
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Deed of Trust, Mortgage · Balloon Payment
FINANCE OF AMERICA REVERSE LLC
Jan 03, 2018Deed of Trust, Mortgage
MARBLEHEAD SAVINGS BANK
Oct 05, 2020Deed of Trust, Mortgage · Stand Alone Refinance
MARBLEHEAD SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2005 · Amount on Record
Deed SaleSep 09, 2005 · Amount on Record
Prior SaleJul 27, 1994 · Amount on Record
Deed Book / Page24813 / 393
Transfer Doc31694-357
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Recording DateJun 01, 2026
Property Address12 LAUREL ST, MARBLEHEAD, MA 01945-1948
Document Number043419-472
Book / Page43419 / 472
Instrument DateApr 09, 2026
Instrument20264520
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 LAUREL ST, MARBLEHEAD, MA 01945-1948

Mortgage

Document Number0000004520,
DateJun 01, 2026
Book Page43419/472
Instrument20264520
Lender
NameFINANCE OF AMERICA REVERSE LLC
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term997 Months
DueJul 01, 2109
Interest
Rate6.11%
Max Rate-1%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address12 LAUREL ST, MARBLEHEAD, MA 01945-1948
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36450-95
DateJan 03, 2018
Book Page36450/95
Instrument180103002750
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address12 LAUREL ST, MARBLEHEAD, MA 01945-1948
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39021-543
DateOct 05, 2020
Book Page39021/543
Instrument20201005004670
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,974.00 (+9.17%)$660,100 (+8.09%) Land $460,000 Building $200,100$692,455
2024$5,472.00 (-5.08%)$610,700 (+5.93%) Land $414,000 Building $196,700
2023$5,765.00$576,500 Land $414,000 Building $162,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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