Hampden County and Palmer Town City property record for 12 Laurel Rd, Wilbraham, MA 01095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,440 sqft · built 1968 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,565 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:10 B:5 |
| Primary APN | PALM M:10 B:5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 12 LAUREL RD |
|---|---|
| City | WILBRAHAM |
| State | MA |
| Zip | 01095-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 5 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 810300 |
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 LAUREL RD, WILBRAHAM, MA 01095-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 22, 2025 | Deed of Trust, Mortgage COUNTRY BANK |
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit NORTH BROOKFIELD SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 12 LAUREL RD, WILBRAHAM, MA 01095-9707 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000239491 |
|---|---|
| Date | Apr 22, 2025 |
| Instrument | 239491 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 12 LAUREL RD, WILBRAHAM, MA 01095-9707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000229858 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 229858 |
| Name | NORTH BROOKFIELD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,565.00 (+6.16%) | $250,400 (+9.82%) Land $71,400 Building $179,000 | $348,365 (+17.19%) |
| 2024 | $4,300.00 (+2.23%) | $228,000 (+6.89%) Land $64,900 Building $163,100 | $297,255 |
| 2023 | $4,206.00 | $213,300 Land $64,900 Building $148,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Xfinity.
5G and 4G LTE (outdoors only)
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