12 Laurel Rd, Arden, NC 28704 Property Records

Buncombe County property record for 12 Laurel Rd, Arden, NC 28704

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,160 sqft · built 1995
Lot Size0.23 acres (10,019 sqft)
OwnerOwner Name on Record
Last Sale$137,000 (May 2001)
Tax Bill$1,635 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN9654-46-7489-00000

Property Details

APN / Parcel Number

Primary APN9654-46-7489-00000
Alternative APN
  • 965410467403000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,160 sqft Living Area
Gross Area2,320 sqft
1st Floor Area1,160 sqft
Basement Area1,160 sqft
Finished Basement754 sqft
Unfinished Basement406 sqft
Utility Area140 sqft
Utility RoomUtility Room
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
TerrainRolling
Garage Area266 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area176 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number965410467403000
Street Address12 LAUREL RD
CityARDEN
StateNC
Zip28704-2844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE: 05/31/2001 DEE
Legal DescriptionDEED DATE: 05/31/2001 DEED: 2500-0872 SUBDIV: MOUNT ROYAL BLOCK: 5 LOT: 3 SECTION: B PLAT: 0026-0042
Legal SubdivisionMOUNT ROYAL
Legal Block5
Legal Lot Number3
JurisdictionBUNCOMBE NC
Township / Civil DivisionLIMESTONE
Census Block Group2
Census Block2032
Census Tract2205

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address12 LAUREL RD, ARDEN, NC 28704-2844
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2001 · Amount on Record
Deed SaleMay 31, 2001 · Amount on Record
Prior SaleJan 30, 2001 · Amount on Record
Deed Document Number0002500872
Deed Book / Page2500 / 872
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address12 LAUREL RD, ARDEN, NC 28704-2844
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061221382
DateSep 21, 2021
Book Page6122/1382
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,635.00 (+8.13%)$253,800 (-)
2023$1,512.00$253,800$253,800 (-) Land $41,900 Building $211,900
2021$253,800 Land $41,900 Building $211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2013–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: Optimum, T-Mobile, Verizon.

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