12 Laurel Ln, Reading, PA 19607 Property Records

Berks County property record for 12 Laurel Ln, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,496 sqft · built 2005
Lot Size	8.73 acres (380,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Feb 2020)
Tax Bill	$6,866 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5304-04-74-0704`

Property Details

APN / Parcel Number

Primary APN	`5304-04-74-0704`
Alternative APNs	`39-5304-04-74-0704` `39406200` `406200`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,496 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,300 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	380,279 sqft
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	1,140 sqft

Exterior Amenities

Pool Area	684 sqft
Porch	Open Frame Porch
Pole Barn	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	39406200
Street Address	12 LAUREL LN
City	READING
State	PA
Zip	19607-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	74
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	3
Census Block	3012
Census Tract	11603

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 LAUREL LN, READING, PA 19607-9679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed, Transfer · Conventional Mortgage M & T BANK
Feb 14, 2020	Deed of Trust, Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Prior Sale	May 4, 2004 · Amount on Record
Deed Document Number	20206160
Record Updated	Oct 29, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 19, 2020
Property Address	12 LAUREL LN, READING, PA 19607-9679
Document Number	0000006160
Instrument Date	Feb 14, 2020
Instrument	2020006160
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 LAUREL LN, READING, PA 19607-9679

Mortgage

Document Number	0000006161
Date	Feb 19, 2020
Instrument	2020006161

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	12 LAUREL LN, READING, PA 19607-9679
Document Number	0000006161
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	SAFEGUARD PROPERTY TRANSFER INC, SAFEGUARD PROP TRANSFER INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAUREL LN READING PA 196079679, READING, PA 19607-9679

Mortgage

Document Number	0000006161
Date	Feb 19, 2020
Instrument	6161

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,866.00 (+24.84%)	$345,700 (-) Land $49,300 Building $296,400	$49,300 (-85.74%) Land $49,300
2024	$5,500.00	$345,700 Land $49,300 Building $296,400
1994			$345,700 Land $49,300 Building $296,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Sep 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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