12 Larovera Ter, Ansonia, CT 06401 Property Records

Ansonia City property record for 12 Larovera Ter, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,880 sqft · built 1999
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Apr 2020)
Tax Bill	$6,919 (2026)
Deeds & Mortgages	Sep 2021 Refinance Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46415`

Property Details

APN / Parcel Number

Primary APN	`46415`
Alternative APN	`ANSO M:063 B:0040 L:0012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	4,002 sqft
1st Floor Area	746 sqft
Basement Area	746 sqft
Unfinished Basement	746 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	46415
Street Address	12 LAROVERA TER
City	ANSONIA
State	CT
Zip	06401-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	40
Legal Lot Number	12
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2000
Census Tract	125200

Owner

12 Larovera Ter is owned and occupied by two individuals who bought it in April 2020.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 LAROVERA TER, ANSONIA, CT 06401-1555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on File
Deed Sale	Apr 13, 2020 · Amount on File
Prior Sale	Mar 30, 2016 · Amount on File
Deed Document Number	20201764620003
Deed Book / Page	576 / 915
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	12 LAROVERA TER, ANSONIA, CT 06401-1555
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	595-40
Date	Sep 13, 2021
Book Page	595/40
Instrument	1828990015

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2048

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Apr 13, 2020
Property Address	12 LAROVERA TER, ANSONIA, CT 06401-1555
Document Number	576-915
Book / Page	576 / 915
Instrument Date	Mar 30, 2020
Instrument	1764620003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 LAROVERA TER, ANSONIA, CT 06401-1555

Mortgage

Document Number	1764430015
Date	Apr 13, 2020
Instrument	1764430015

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 Larovera Ter was $6,919, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,919.00 (+3.19%)	$234,850 (-) Land $44,100 Building $190,750	$465,491 (+183.15%)
2025	$6,705.00	$234,850 Land $44,100 Building $190,750	$164,395 Land $30,870 Building $133,525
2024	$6,705.00 (+8.81%)
2023	$6,162.00 (-11.02%)	$234,850 (+28.19%) Land $44,100 Building $190,750
2022	$6,925.00	$183,200 Land $59,700 Building $123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Larovera Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Larovera Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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