12 Lancaster Way, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 12 Lancaster Way, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,254 sqft · built 1999
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Aug 2026)
Tax Bill	$13,880 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-05303-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`12-05303-0000-00013`
Alternative APNs	`1200135000200013` `12001350200013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,254 sqft Living Area
Gross Area	3,429 sqft
Basement Area	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	12001350200013
Street Address	12 LANCASTER WAY
City	JACKSON
State	NJ
Zip	08527-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	.30 AC
Legal Subdivision	PREPARED HAMPSHIRE MILLS SEC 0
Legal Block	5303
Legal Lot Number	13
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3014
Census Tract	717101

Owner

12 Lancaster Way is owned and occupied by an individual who bought it in August 2026.

Source: Ocean County and Jackson Township records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	12 LANCASTER WAY, JACKSON, NJ 08527-1256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Jul 17, 2020	Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC
Oct 5, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Jul 17, 2020 · Amount on File
Deed Document Number	202667623
Deed Book / Page	20475 / 696
Prior Transfer Date	Sep 27, 2018
Prior Transfer Doc	0172610975
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 20, 2026
Property Address	12 LANCASTER WAY, JACKSON, NJ 08527-1256
Document Number	0000067623
Book / Page	20475 / 696
Instrument Date	Aug 12, 2026
Instrument	202667623
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LANCASTER WAY, JACKSON, NJ 08527-1256

Mortgage

Document Number	0000067624,
Date	Aug 20, 2026
Instrument	202667624

Lender

Name	FM HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	12 LANCASTER WAY, JACKSON, NJ 08527-1256
Transaction Type	Mortgage
Record Updated	Oct 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195021570
Date	Oct 4, 2023
Book Page	19502/1570
Instrument	2023074772

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	12 LANCASTER WAY, JACKSON, NJ 08527-1256
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188960351
Date	Feb 4, 2022
Book Page	18896/351
Instrument	2022015298

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 17, 2020
Property Address	12 LANCASTER WAY, JACKSON, NJ 08527-1256
Document Number	0179711374
Book / Page	17971 / 1374
Instrument Date	Jul 13, 2020
Instrument	2020075323
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	ACQUIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 WESTBORO LN, 8, MONROE TOWNSHIP, NJ 08831-2645

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 LANCASTER WAY, JACKSON, NJ 08527-1256

Mortgage

Document Number	2020075324
Date	Jul 17, 2020
Instrument	2020075324

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 5, 2018
Property Address	12 LANCASTER WAY, JACKSON, NJ 08527-1256
Document Number	0172610975
Book / Page	017261 / 000975
Instrument Date	Sep 27, 2018
Instrument	98437
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$336.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WESTBORO LN MONROE NJ 088312645, MONROE, NJ 08831-2645

Tax Assessment & Valuation

The 2025 property tax bill for 12 Lancaster Way was $13,880, up 31.1% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$959,900 (-) Land $404,400 Building $555,500	$959,900 (-) Land $404,400 Building $555,500
2025	$13,880.00 (+31.08%)	$959,900 Land $404,400 Building $555,500	$959,900 Land $404,400 Building $555,500
2024	$10,589.00
2023		$399,000 Land $101,500 Building $297,500	$399,000 Land $101,500 Building $297,500
2022	$10,018.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Lancaster Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Lancaster Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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