12 Lakeview Dr, Helmetta, NJ 08828 Property Records

Middlesex County and Helmetta Borough property record for 12 Lakeview Dr, Helmetta, NJ 08828

Property Summary

Property Type	Single Family Home
Details	1,510 sqft · built 2000
Lot Size	0.052 acres (2,265 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Nov 2019)
Tax Bill	$8,749 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-00018-0000-00006-08`

Property Details

APN / Parcel Number

Primary APN	`06-00018-0000-00006-08`
Alternative APNs	`06000180000000060008` `06000180000000068`

Interior

Building Area	1,510 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	2,265 sqft (0.052 acres)

Location & Zoning

Old Parcel Number	06000180000000068
Street Address	12 LAKEVIEW DR
City	HELMETTA
State	NJ
Zip	08828-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMT
Legal Description	.052 AC.
Legal Subdivision	LAKEVIEW COMMONS
Legal Block	18
Legal Lot Number	6.8
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	HELMETTA
Census Block Group	1
Census Block	1018
Census Tract	8103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helme, G. W., Snuff Mill District listed 1980 · 109 contributing resources · NRIS 80002503

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Lakeview Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Middlesex County and Helmetta Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 LAKEVIEW DR, HELMETTA, NJ 08828-1166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 3, 2020	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Nov 12, 2019	Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Sep 4, 2018	Tax Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Prior Sale	Aug 3, 2000 · Amount on File
Deed Document Number	201994790
Deed Book / Page	17682 / 1378
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	12 LAKEVIEW DR, HELMETTA, NJ 08828-1166
Transaction Type	Mortgage
Record Updated	Jan 8, 2024
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073442
Date	Dec 15, 2023
Book Page	19362/708
Instrument	2023073442

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	12 LAKEVIEW DR, HELMETTA, NJ 08828-1166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALL JERSEY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069792
Date	Aug 3, 2020
Book Page	17969/1058
Instrument	2020069792

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 12, 2019
Property Address	12 LAKEVIEW DR, HELMETTA, NJ 08828-1166
Document Number	2019094790
Book / Page	17682 / 1378
Map Reference	MAP 6042 FILE 984
Instrument Date	Oct 18, 2019
Instrument	2019094790
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LAKE AVE APT 5A, 5A, EAST BRUNSWICK, NJ 08816-1815

Mortgage

Document Number	2019094791
Date	Nov 12, 2019
Instrument	2019094791

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

September 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 4, 2018
Property Address	12 LAKEVIEW DR, HELMETTA, NJ 08828-1166
Document Number	0000077600
Book / Page	017286 / 000013
Instrument Date	Aug 3, 2018
Instrument	77600
Transaction Type	Foreclosure
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association

Tax Assessment & Valuation

The 2025 property tax bill for 12 Lakeview Dr was $8,749, up 5% from the year before.

Source: Middlesex County and Helmetta Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Helmetta Borough
Unified School District	Spotswood Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,900 (-) Land $105,000 Building $140,900	$245,900 (-) Land $105,000 Building $140,900
2025	$8,749.00 (+4.99%)	$245,900 Land $105,000 Building $140,900	$245,900 Land $105,000 Building $140,900
2024	$8,333.00
2023		$245,900 Land $105,000 Building $140,900	$245,900 Land $105,000 Building $140,900
2022	$7,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Lakeview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	109 (1979–2026)
Claims Outside the SFHA	2 of 109
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 24 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Lakeview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELMETTA WATER DEPT serves 2,000 people · EPA ID NJ1206001
Water Source	Purchased surface water from EAST BRUNSWICK WATER UTILITY
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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