12 Lakecrest Cir, Warwick, RI 02889 Property Records

Warwick City property record for 12 Lakecrest Cir, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,488 sqft · built 1990
Lot Size0.177 acres (7,728 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Jun 2022)
Tax Bill$5,197 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Dec 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN32804290000

Property Details

APN / Parcel Number

Primary APN32804290000
Alternative APNs
  • WARW M:328 B:0429 L:0000
  • 108922
  • 139916

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,488 sqft Living Area
Gross Area2,684 sqft
1st Floor Area738 sqft
Basement Area480 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,728 sqft (0.177 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number139916
Street Address12 LAKECREST CIR
CityWARWICK
StateRI
Zip02889-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block429
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2006
Census Tract21401

Owner

12 Lakecrest Cir is owned and occupied by two individuals who bought it in June 2022.

Source: Warwick City records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address12 LAKECREST CIR, WARWICK, RI 02889-2200
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Dec 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PROVINCE MORTGAGE ASSOCIATES INC
Apr 17, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE BANK
Jan 15, 2020Warranty Deed, Transfer · FHA Mortgage
NORTHPOINTE BANK
Aug 21, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2022 · Amount on File
Deed SaleJun 23, 2022 · Amount on File
Prior SaleJan 15, 2020 · Amount on File
Deed Book / Page10160 / 340
Transfer Doc8883-219
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJun 23, 2022
Property Address12 LAKECREST CIR, WARWICK, RI 02889-2200
Document Number010160-340
Book / Page10160 / 340
Instrument DateJun 23, 2022
Instrument9080
Transaction TypeTransfer
Record UpdatedJul 7, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 LAKECREST CIR, WARWICK, RI 02889-2200

Mortgage

Document Number0000009081
DateJun 23, 2022
Instrument9081
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address12 LAKECREST CIR, WARWICK, RI 02889-2200
Transaction TypeMortgage
Record UpdatedJan 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010045-287
DateDec 28, 2021
Book Page10045/287
Instrument25771
Lender
NamePROVINCE MORTGAGE ASSOCIATES INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2052

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address12 LAKECREST CIR, WARWICK, RI 02889-2200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9249-237
DateApr 17, 2019
Book Page9249/237
Instrument4726
Lender
NameHARBORONE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueMay 1, 2044

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJan 15, 2020
Property Address12 LAKECREST CIR, WARWICK, RI 02889-2200
Document Number9438-111
Book / Page9438 / 111
Instrument DateJan 3, 2020
Instrument633
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 LAKECREST CIR, WARWICK, RI 02889-2200

Mortgage

Document Number634
DateJan 15, 2020
Instrument634
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateAug 21, 2017
Property Address12 LAKECREST CIR, WARWICK, RI 02889-2200
Document Number8883-219
Book / Page008883 / 000219
Instrument DateAug 17, 2017
Instrument12270
Transaction TypeTransfer
Record UpdatedSep 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 LAKECREST CIR WARWICK RI 028892200, WARWICK, RI 02889-2200

Tax Assessment & Valuation

The 2025 property tax bill for 12 Lakecrest Cir was $5,197.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,197.00$409,200 Land $106,300 Building $302,900
2024$428,260
2023$5,064.00 (+1.91%)$356,900 (+34.53%) Land $92,400 Building $264,500
2022$4,969.00$265,300 Land $64,800 Building $200,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Lakecrest Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2005–2010)
Claims Outside the SFHA2 of 4
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Lakecrest Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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