12 Lake Rd, Dryden, NY 13053 Property Records

Tompkins County and Dryden Town property record for 12 Lake Rd, Dryden, NY 13053

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,570 sqft · built 1865
Lot Size	0.506 acres (22,040 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Aug 2020)
Tax Bill	$1,725 (2020)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`502401 18.-3-3`

Property Details

APN / Parcel Number

Primary APN	`502401 18.-3-3`
Alternative APN	`240101800000030030000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,570 sqft Living Area
1st Floor Area	1,285 sqft
2nd Floor Area	1,285 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	22,040 sqft (0.506 acres)
Lot Dimensions	190 ft deep x 116 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	875 sqft
Porch	Patio
Porch Area	320 sqft
Patio Area	2,925 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 LAKE RD
City	DRYDEN
State	NY
Zip	13053-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	DRYDEN
Census Block Group	2
Census Block	2021
Census Tract	2000

Owner

Source: Tompkins County and Dryden Town records · APN 502401 18.-3-3

Assessment roll updated May 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 LAKE RD, DRYDEN, NY 13053-9723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Aug 25, 2000 · Amount on Record
Deed Document Number	20207870
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	12 LAKE RD, DRYDEN, NY 13053-9723
Document Number	0000007871
Instrument Date	Aug 08, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CARDINAL DR ITHACA NY 148501971, ITHACA, NY 14850-1971

Mortgage

Document Number	0000007871
Date	Aug 12, 2020
Instrument	7871

Lender

Name	CFCU CMNTY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

Tax Assessment & Valuation

Source: Tompkins County and Dryden Town records · Assessment roll updated May 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Dryden Town
Municipality	Dryden Village
Unified School District	Dryden Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,000 (+11.9%) Land $20,000 Building $215,000	$235,000 (+11.9%) Land $20,000 Building $215,000
2023		$210,000 Land $20,000 Building $190,000	$210,000 Land $20,000 Building $190,000
2020	$1,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Town of Dryden, New York Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Point Broadband Fiber Holding.

Based on FCC filings for 171 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DRYDEN VILLAGE serves 2,000 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2018
Treatment and Procedure	Uncovered finished water reservoir Jun 2012
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.