12 Lafayette Dr, Bristol, RI 02809 Property Records

Bristol Town property record for 12 Lafayette Dr, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 1992
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,000 (Oct 2005)
Tax Bill	$6,879 (2026)
Deeds & Mortgages	Mar 2024 Refinance Mar 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8-0646-26`

Property Details

APN / Parcel Number

Primary APN	`8-0646-26`
Alternative APNs	`BRIS M:151 L:140` `7838`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	3,120 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8-0646-26
Street Address	12 LAFAYETTE DR
City	BRISTOL
State	RI
Zip	02809-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	140
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2026
Census Tract	30901

Owner

Source: Bristol Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 LAFAYETTE DR, BRISTOL, RI 02809-5006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Mar 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MICO HOLDINGS LLC
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICO HLDGS LLC
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage DAMICO LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2005 · Amount on Record
Deed Sale	Oct 31, 2005 · Amount on Record
Deed Book / Page	1252 / 126
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	12 LAFAYETTE DR, BRISTOL, RI 02809-5006
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00002239-1
Date	Mar 18, 2024
Book Page	2239/1
Instrument	2024-499

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	12 LAFAYETTE DR, BRISTOL, RI 02809-5006
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002204-151
Date	Mar 14, 2023
Book Page	2204/151
Instrument	4285

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2048

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	12 LAFAYETTE DR, BRISTOL, RI 02809-5006
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002193-334
Date	Nov 7, 2022
Book Page	2193/334
Instrument	3305

Lender

Name	MICO HOLDINGS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	12 LAFAYETTE DR, BRISTOL, RI 02809-5006
Document Number	2028-98
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 383 BRISTOL RI 028090383, BRISTOL, RI 02809-0383

Mortgage

Document Number	2028-98
Date	Apr 1, 2020
Book Page	002028/000098
Instrument	4836

Lender

Name	MICO HLDGS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	12 LAFAYETTE DR, BRISTOL, RI 02809-5006
Document Number	1900-61
Book / Page	001900 / 000061
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAFAYETTE DR BRISTOL RI 028095006, BRISTOL, RI 02809-5006

Mortgage

Document Number	1900-61
Date	Jul 14, 2017
Book Page	001900/000061

Lender

Name	DAMICO LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,879.00 (+28.41%)
2025	$5,357.00 (+3.46%)	$387,600 (-) Land $144,800 Building $242,800
2023	$5,178.00 (+2.76%)	$387,600 (-) Land $144,800 Building $242,800
2022	$5,039.00	$387,600 Land $144,800 Building $242,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	18 (1978–2022)
Claims Outside the SFHA	7 of 18
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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