12 Lacy Dr, Silverthorne, CO 80498 Property Records

Summit County property record for 12 Lacy Dr, Silverthorne, CO 80498

Property Summary

Property Type	Residential Multi-Family Vacant Land
Details	4 bd · 2.5 ba · 2,871 sqft · built 2002
Lot Size	0.106 acres (4,603 sqft)
Owner	2 Company Names on Record
Last Sale	$835,900 (Nov 2019)
Tax Bill	$5,624 (2025)
Deeds & Mortgages	Aug 2026 Sale Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2097-1410-64-036`

Property Details

APN / Parcel Number

Primary APN	`2097-1410-64-036`
Alternative APN	`6511191`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,871 sqft Gross Area
1st Floor Area	749 sqft
2nd Floor Area	1,015 sqft
Basement Area	749 sqft
Finished Basement	749 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,603 sqft (0.106 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	358 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 LACY DR
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Vacant Land > Residential Multi-Family
Local Zoning Code	PUD
Legal Description	LOT 1A LOT 3 DUPLEXES
Legal Subdivision	LOT 3 DUPLEXES
Legal Lot Number	1A
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1001
Census Tract	101

Owner

Source: Summit County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 24395, SILVERTHORNE, CO 80497-4395
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Nov 20, 2019	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Mar 6, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Mar 6, 2018 · Amount on Record
Deed Document Number	20191213851
Last Transfer Date	Jul 2, 2026
Transfer Doc	0001379419
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 6, 2026
Property Address	12 LACY DR, SILVERTHORNE, CO 80498
Document Number	0001379419
Instrument Date	Jul 2, 2026
Instrument	20261379419
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	12 LACY DR, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1234371
Date	Sep 8, 2020
Instrument	1234371

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Nov 20, 2019
Property Address	12 LACY DR, SILVERTHORNE, CO 80498
Document Number	0001213851
Map Reference	DOC 717097
Instrument Date	Nov 15, 2019
Instrument	1213851
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 LACY DR, 12, SILVERTHORNE, CO 80498

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6120 S KIRK ST, CENTENNIAL, CO 80016-1265

Mortgage

Document Number	0001213852
Date	Nov 20, 2019
Instrument	1213852

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Mar 6, 2018
Property Address	12 LACY DR, SILVERTHORNE, CO 80498
Document Number	0001164598
Map Reference	DOC717097
Instrument Date	Mar 6, 2018
Instrument	1164598
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 470, SILVERTHORNE, CO 80498-0470

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,624.00 (-1.3%)	$86,768 (+1.6%)	$1,276,000 (+0.11%) Land $292,600 Building $983,400
2024	$5,698.00 (+0.97%)	$85,398 (-)
2023	$5,643.00 (+36.47%)	$85,398 (+48.97%)	$1,274,600 (+54.53%) Land $335,200 Building $939,400
2022	$4,135.00	$57,324	$824,800 Land $188,000 Building $636,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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