12 Krystal Ln, Buffalo, WV 25033 Property Records

Putnam County property record for 12 Krystal Ln, Buffalo, WV 25033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,974 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Nov 2007)
Tax Bill	$1,713 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-152-0013.0014`

Property Details

APN / Parcel Number

Primary APN	`02-152-0013.0014`
Alternative APNs	`40-02-152-0013.0014` `00031829`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	2,512 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00031829
Street Address	12 KRYSTAL LN
City	BUFFALO
State	WV
Zip	25033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BEECH KNOLL SUBD
Legal Subdivision	BEECH KNOLL SUB
Legal Lot Number	3
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3005
Census Tract	20200

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 KRYSTAL LN, BUFFALO, WV 25033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage WEST VIRGINIA HOUSING DEV
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2007 · Amount on Record
Deed Sale	Nov 28, 2007 · Amount on Record
Deed Book / Page	480 / 271
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	12 KRYSTAL LN, BUFFALO, WV 25033
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1204/60
Date	Dec 17, 2018
Book Page	1204/60
Instrument	004539750021

Lender

Name	WEST VIRGINIA HOUSING DEV
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2034

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	12 KRYSTAL LN, BUFFALO, WV 25033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1204/40
Date	Dec 17, 2018
Book Page	1204/40
Instrument	004539740020

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,713.00 (+4.51%)	$136,980 (+5.6%) Land $21,480 Building $115,500	$228,300 (+5.6%) Land $35,800 Building $192,500
2025	$1,639.00 (+18.42%)	$129,720 (+13.85%) Land $19,620 Building $110,100	$216,200 (+13.85%) Land $32,700 Building $183,500
2023	$1,384.00 (-5.66%)	$113,940 (-6.41%) Land $16,800 Building $97,140	$189,900 (-6.41%) Land $28,000 Building $161,900
2022	$1,467.00	$121,740 Land $27,480 Building $94,260	$202,900 Land $45,800 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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