12 Kossuth St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 12 Kossuth St, Biddeford, ME 04005

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,429 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (May 2026)
Tax Bill	$6,644 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:38 L:161`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:38 L:161`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,429 sqft Living Area
Gross Area	4,225 sqft
1st Floor Area	1,359 sqft
Basement Area	845 sqft
Unfinished Basement	845 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 KOSSUTH ST
City	BIDDEFORD
State	ME
Zip	04005-5404
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MSRD2
Legal Lot Number	161
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2013
Census Tract	25206

Owner

12 Kossuth St, a triplex, is owned by an individual who bought it in May 2026.

Source: York County and Biddeford City records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	19 OLYMPIA ST, PORTLAND, ME 04103-5431
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage BAR HARBOR BANK AND TRUST
Apr 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Jul 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jun 1, 2018	Intrafamily Transfer, Transfer · FHA Mortgage NORWICH COMMERCAL GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	202616386
Deed Book / Page	19904 / 477
Transfer Doc	0177240001
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	May 15, 2026
Property Address	12 KOSSUTH ST, BIDDEFORD, ME 04005-5404
Document Number	0199040477
Book / Page	19904 / 477
Instrument Date	May 15, 2026
Instrument	202616386
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 OLYMPIA ST, PORTLAND, ME 04103-5431

Mortgage

Date	May 15, 2026

Lender

Name	BAR HARBOR BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	12 KOSSUTH ST, BIDDEFORD, ME 04005-2406
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182330260
Date	Apr 30, 2020
Book Page	18233/260
Instrument	2020018390

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	12 KOSSUTH ST, BIDDEFORD, ME 04005-2406
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182950639
Date	Jul 6, 2020
Book Page	18295/639
Instrument	2020029193

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2045

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BIDDEFORD ME
Recording Date	Jun 1, 2018
Property Address	12 KOSSUTH ST, BIDDEFORD, ME 04005-2406
Document Number	0177240001
Book / Page	17724 / 0001
Instrument	2018019807
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018019808
Date	Jun 1, 2018
Instrument	2018019808

Lender

Name	NORWICH COMMERCAL GRP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12 Kossuth St was $6,644, up 6.5% from the year before.

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,644.00 (+6.53%)	$444,700 (+1.39%) Land $125,000 Building $319,700
2024	$6,237.00 (+9.48%)	$438,600 (+1.01%) Land $125,000 Building $313,600
2023	$5,697.00 (+20.34%)	$434,200 (+50.5%) Land $125,000 Building $309,200
2022	$4,734.00	$288,500 Land $61,400 Building $227,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Kossuth St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Kossuth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Premium Choice Broadband.

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