Berks County property record for 12 Koch Rd, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,080 sqft · built 1964 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Feb 2021) |
| Tax Bill | $1,265 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5309-06-49-3534 |
| Primary APN | 5309-06-49-3534 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 22,216 sqft (0.51 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 68006925 |
|---|---|
| Street Address | 12 KOCH RD |
| City | READING |
| State | PA |
| Zip | 19605-9797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 49 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | ONTELAUNEE |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 13501 |
12 Koch Rd is owned and occupied by two individuals who bought it in February 2021.
Source: Berks County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 KOCH RD, READING, PA 19605-9797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2021 · Amount on File |
| Deed Sale | Feb 2, 2021 · Amount on File |
| Prior Sale | Jul 3, 2003 · Amount on File |
| Deed Document Number | 20214648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 2, 2021 |
| Property Address | 12 KOCH RD, READING, PA 19605-9797 |
| Document Number | 0000004648 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 2021004648 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 KOCH RD, READING, PA 19605-9797 |
| Document Number | 0000004649 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021004649 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 12 Koch Rd was $1,265.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Ontelaunee Township |
| Unified School District | Schuylkill Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,265.00 | $96,900 Land $42,800 Building $54,100 | $42,800 Land $42,800 |
| 2024 | $1,201.00 | $96,900 Land $42,800 Building $54,100 | |
| 1994 | $96,900 Land $42,800 Building $54,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Koch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2020–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Koch Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTELAUNEE TOWNSHIP serves 2,598 people · EPA ID PA3060098 |
|---|---|
| Water Source | Purchased surface water from READING AREA WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Water Quality | Treatment failure resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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