12 Knox St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 12 Knox St, Worcester, MA 01603

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,378 sqft · built 1892
Lot Size0.237 acres (10,313 sqft)
Owner2 Individual Names on Record
Tax Bill$5,016 (2026)
Deeds & MortgagesJan 2022 Refinance
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN27-010-00003

Property Details

APN / Parcel Number

Primary APN27-010-00003
Alternative APN
  • WORC M:27 B:010 L:00003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,378 sqft Living Area
Gross Area2,850 sqft
1st Floor Area880 sqft
Basement Area880 sqft
Unfinished Basement880 sqft

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,313 sqft (0.237 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number27-010-00003
Street Address12 KNOX ST
CityWORCESTER
StateMA
Zip01603-1925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal Block10
Legal Lot Number3
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1016
Census Tract733101

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 KNOX ST, WORCESTER, MA 01603-1925
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NATIONWIDE MORTGAGE BANKERS
Nov 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
MILLBURY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address12 KNOX ST, WORCESTER, MA 01603-1925
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number067007-102
DateJan 26, 2022
Book Page67007/102
Instrument9863
Lender
NameNATIONWIDE MORTGAGE BANKERS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address12 KNOX ST, WORCESTER, MA 01603-1925
Document Number59658-361
Instrument DateNov 2, 2018
Transaction TypeMortgage
Record UpdatedNov 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 KNOX ST WORCESTER MA 016031925, WORCESTER, MA 01603-1925

Mortgage

Document Number59658-361
DateNov 7, 2018
Book Page059658/000361
Instrument118574
Lender
NameMILLBURY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 6, 2033

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,016.00 (+3.08%)$377,700 (+2.39%) Land $104,700 Building $273,000$405,343 (+8.74%)
2025$4,866.00 (+10.24%)$368,900 (+19.85%) Land $98,500 Building $270,400$372,780 (-3.8%)
2024$387,505
2023$4,414.00$307,800 Land $85,700 Building $222,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1996–2015)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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