Middlesex County and Westford Town property record for 12 Keyes Rd, Westford, MA 01886
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,632 sqft · built 1980 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $717,000 (Mar 2026) |
| Tax Bill | $8,734 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WFOR M:0035.0 P:0021 S:0000 |
| Primary APN | WFOR M:0035.0 P:0021 S:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,909 sqft |
| 1st Floor Area | 1,125 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 12 KEYES RD |
|---|---|
| City | WESTFORD |
| State | MA |
| Zip | 01886-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | WESTFORD MA |
| Township / Civil Division | WESTFORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 318200 |
12 Keyes Rd is owned and occupied by two individuals who bought it in March 2026.
Source: Middlesex County and Westford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 KEYES RD, WESTFORD, MA 01886-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK |
| Mar 5, 2026 | Quit Claim Deed, Transfer MUTUAL OF OMAHA MORTGAGE |
| Aug 7, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage EASE MORTGAGE |
| Aug 20, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on File |
| Deed Sale | Mar 5, 2026 · Amount on File |
| Prior Sale | Aug 20, 2020 · Amount on File |
| Deed Book / Page | 39900 / 277 |
| Prior Transfer Date | Feb 28, 2026 |
| Prior Transfer Doc | 039900-277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 12 KEYES RD, WESTFORD, MA 01886-1026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037502-119 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 37502/119 |
| Instrument | 46217 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFORD MA |
| Recording Date | Mar 5, 2026 |
| Property Address | 12 KEYES RD, WESTFORD, MA 01886-1026 |
| Document Number | 039900-277 |
| Book / Page | 39900 / 277 |
| Instrument Date | Feb 28, 2026 |
| Instrument | 6491 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 KEYES RD, WESTFORD, MA 01886-1026 |
| Document Number | 0000006492 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 6492 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFORD MA |
| Recording Date | Aug 7, 2025 |
| Property Address | 12 KEYES RD, WESTFORD, MA 01886-1026 |
| Document Number | 039440-280 |
| Book / Page | 39440 / 280 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 24777 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 KEYES RD, WESTFORD, MA 01886-1026 |
| Document Number | 0000024778 |
|---|---|
| Date | Aug 7, 2025 |
| Instrument | 24778 |
| Name | EASE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFORD MA |
| Recording Date | Aug 20, 2020 |
| Property Address | 12 KEYES RD, WESTFORD, MA 01886-1026 |
| Document Number | 34512-267 |
| Book / Page | 34512 / 267 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 39003 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 KEYES RD, WESTFORD, MA 01886-1026 |
| Document Number | 39004 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 39004 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 12 Keyes Rd was $8,734, up 8.3% from the year before.
Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Westford Town |
| Unified School District | Westford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,734.00 (+8.32%) | $666,200 (+11.29%) Land $325,300 Building $340,900 | $689,035 (-) |
| 2025 | $8,063.00 (+2.24%) | $598,600 (+4.52%) Land $318,900 Building $279,700 | $689,035 (+0.32%) |
| 2024 | $7,886.00 (+0.6%) | $572,700 (+7.83%) Land $303,700 Building $269,000 | $686,850 |
| 2023 | $7,839.00 | $531,100 Land $289,300 Building $241,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Keyes Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Keyes Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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