12 Joyce Ave, Derby, CT 06418 Property Records

Derby City property record for 12 Joyce Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1957
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (May 2019)
Tax Bill	$8,218 (2026)
Deeds & Mortgages	Jul 2021 Refinance May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:11 B:6 L:32`

Property Details

APN / Parcel Number

Primary APN	`DERB M:11 B:6 L:32`
Alternative APNs	`001374` `7229` `1374`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1374
Street Address	12 JOYCE AVE
City	DERBY
State	CT
Zip	06418-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	6
Legal Lot Number	32
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3019
Census Tract	120200

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 JOYCE AVE, DERBY, CT 06418-1026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
May 8, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Oct 20, 2017	Warranty Deed, Transfer
Apr 27, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Book / Page	797 / 95
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	12 JOYCE AVE, DERBY, CT 06418-1026
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000854-148
Date	Jul 20, 2021
Book Page	854/148
Instrument	1382

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	May 8, 2019
Property Address	12 JOYCE AVE, DERBY, CT 06418-1026
Document Number	0000797-95
Book / Page	797 / 95
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079797
Date	May 8, 2019
Instrument	797/97

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Oct 20, 2017
Property Address	12 JOYCE AVE, DERBY, CT 06418-1026
Document Number	766-33
Book / Page	000766 / 000033
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 JOYCE AVE DERBY CT 064181026, DERBY, CT 06418-1026

April 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	DERBY CT
Recording Date	Apr 27, 2017
Property Address	12 JOYCE AVE, DERBY, CT 06418-1026
Document Number	754-176
Book / Page	000754 / 000176
Transaction Type	Foreclosure
Record Updated	May 23, 2017

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,218.00 (+33.67%)	$213,780 (+50.22%) Land $47,740 Building $166,040	$364,581 (+265.98%)
2025	$6,148.00	$142,310 (-) Land $44,610 Building $97,700	$99,617 Land $31,227 Building $68,390
2024	$6,148.00 (+11.92%)
2023	$5,493.00	$142,310 (-) Land $44,590 Building $97,720
2022	$5,493.00	$142,310 Land $44,590 Building $97,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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