Cumberland County and Sebago Town property record for 12 Joy St, Sebago, ME 04029
| Details | 928 sqft |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,052 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | SEBA M:019 L:087 |
| Primary APN | SEBA M:019 L:087 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 928 sqft Total Area |
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Account Number | 1144 |
|---|---|
| Street Address | 12 JOY ST |
| City | SEBAGO |
| State | ME |
| Zip | 04029-3738 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Lot Number | 87 |
| Jurisdiction | SEBAGO ME |
| Township / Civil Division | SEBAGO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 16500 |
12 Joy St is held in a trust.
Source: Cumberland County and Sebago Town records, as of July 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 11 DYER ST, NORTH BILLERICA, MA 01862-3111 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12 Joy St was $4,052.
Source: Cumberland County and Sebago Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Sebago Town |
| Unified School District | Sebago Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,052.00 | $273,021 Land $144,440 Building $128,581 |
| 2023 | $3,544.00 (+24.83%) | $273,021 (-) Land $144,440 Building $128,581 |
| 2022 | $2,839.00 | $273,021 Land $144,440 Building $128,581 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12 Joy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Joy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sebago Fiber & WiFi Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon, Xfinity.
5G (outdoors only) and 4G LTE
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