Essex County and Salisbury Town property record for 12 Joy Rd, Salisbury, MA 01952
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,957 sqft · built 2002 |
| Lot Size | 1.36 acres (59,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $451,000 (Sep 2018) |
| Tax Bill | $6,103 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SALI M:11 P:55 |
| Primary APN | SALI M:11 P:55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,957 sqft Living Area |
| Gross Area | 3,666 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 904 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 59,599 sqft (1.36 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 353/100&35 |
|---|---|
| Street Address | 12 JOY RD |
| City | SALISBURY |
| State | MA |
| Zip | 01952-1307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C2 |
| Jurisdiction | SALISBURY MA |
| Township / Civil Division | SALISBURY |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 267102 |
Source: Essex County and Salisbury Town assessment roll, APN SALI M:11 P:55, as of April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 JOY RD, SALISBURY, MA 01952-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 03, 2025 | Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT |
| Jul 12, 2017 | Deed of Trust, Mortgage INST SVGS NEWBURYPORT |
| Mar 09, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Sep 27, 2018 | Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on Record |
| Deed Sale | Sep 27, 2018 · Amount on Record |
| Deed Book / Page | 37042 / 450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALISBURY MA |
| Property Address | 12 JOY RD, SALISBURY, MA 01952-1307 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042558-304 |
|---|---|
| Date | Feb 03, 2025 |
| Book Page | 42558/304 |
| Instrument | 20250203000600 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALISBURY MA |
| Property Address | 12 JOY RD, SALISBURY, MA 01952-1307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36012-177 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 36012/177 |
| Instrument | 108 |
| Name | INST SVGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALISBURY MA |
| Property Address | 12 JOY RD, SALISBURY, MA 01952-1307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38321-590 |
|---|---|
| Date | Mar 09, 2020 |
| Book Page | 38321/590 |
| Instrument | 20200309004030 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALISBURY MA |
| Recording Date | Sep 27, 2018 |
| Property Address | 12 JOY RD, SALISBURY, MA 01952-1307 |
| Document Number | 37042-450 |
| Book / Page | 37042 / 450 |
| Instrument | 180927002070 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51.64 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 370420452 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 37042/0452 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Essex County and Salisbury Town assessment roll as of April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Salisbury Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,103.00 (+0.56%) | $605,500 (+4.25%) Land $196,400 Building $409,100 | $764,085 |
| 2024 | $6,069.00 (+3.27%) | $580,800 (+6.73%) Land $187,700 Building $393,100 | |
| 2023 | $5,877.00 | $544,200 Land $187,700 Building $356,500 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 32 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cogeco Cable Holdings II Fiber | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MA3259000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SALISBURY WATER DIVISION serves 9,334 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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