Middlebury Town property record for 12 Joy Rd, Middlebury, CT 06762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 960 sqft · built 1951 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jun 2023) |
| Tax Bill | $6,104 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:5-08 L:015 |
| Primary APN | MIDD M:5-08 L:015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,295 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 500 sqft |
| Game Room | Game Room |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Basement |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | K0154300 |
|---|---|
| Street Address | 12 JOY RD |
| City | MIDDLEBURY |
| State | CT |
| Zip | 06762-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 15 |
| Jurisdiction | MIDDLEBURY CT |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 344100 |
12 Joy Rd is owned and occupied by two individuals who bought it in June 2023.
Source: Middlebury Town records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 JOY RD, MIDDLEBURY, CT 06762-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on File |
| Deed Sale | Jun 2, 2023 · Amount on File |
| Prior Sale | May 9, 2006 · Amount on File |
| Deed Document Number | 20231065 |
| Deed Book / Page | 337 / 762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLEBURY CT |
| Recording Date | Jun 2, 2023 |
| Property Address | 12 JOY RD, MIDDLEBURY, CT 06762-2518 |
| Document Number | 000337-762 |
| Book / Page | 337 / 762 |
| Instrument Date | May 31, 2023 |
| Instrument | 1065 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000001066 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 1066 |
| Name | SIKORSKY FINANCIAL CREDIT UNION INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Type Change Date | Jun 1, 2033 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
The 2025 property tax bill for 12 Joy Rd was $6,104.
Source: Middlebury Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Middlebury Town |
| Unified School District | Regional School District 15 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,104.00 | $187,700 Land $59,000 Building $128,700 | $268,143 Land $84,286 Building $183,857 |
| 2024 | $6,104.00 (+0.81%) | ||
| 2023 | $6,055.00 (+3.19%) | $187,700 (-) Land $59,000 Building $128,700 | |
| 2022 | $5,868.00 | $187,700 Land $59,000 Building $128,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Joy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Joy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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