12 John St, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 12 John St, Demarest, NJ 07627 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3,811 sqft · built 1994
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$1,310,000 (Aug 2008)
Tax Bill$28,200 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-00155-0000-00006

Property Details

APN / Parcel Number

Primary APN09-00155-0000-00006
Alternative APN
  • 090015500006

Interior

Building Area3,811 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area22,216 sqft (0.51 acres)

Location & Zoning

Street Address12 JOHN ST
CityDEMAREST
StateNJ
Zip07627-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.510AC
Legal SubdivisionOLD DEMAREST FARM
Legal Block155
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionDEMAREST
Census Block Group2
Census Block2020
Census Tract9100

Owner

Source: Bergen County and Demarest Borough records · APN 09-00155-0000-00006

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 JOHN ST, DEMAREST, NJ 07627-2207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
May 30, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2008 · Amount on Record
Deed SaleAug 29, 2008 · Amount on Record
Prior SaleJan 04, 1995 · Amount on Record
Deed Document Number200880838
Deed Book / Page9601 / 216
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address12 JOHN ST, DEMAREST, NJ 07627-2207
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047561431
DateJul 29, 2022
Book Page4756/1431
Instrument2022075271
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address12 JOHN ST, DEMAREST, NJ 07627-2207
Transaction TypeMortgage
Record UpdatedApr 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045720961
DateFeb 07, 2022
Book Page4572/961
Instrument2022016825
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address12 JOHN ST, DEMAREST, NJ 07627-2207
Document Number0033351008
Instrument DateMay 30, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 JOHN ST DEMAREST NJ 076272207, DEMAREST, NJ 07627-2207

Mortgage

Document Number0033351008
DateAug 29, 2019
Book Page003335/001008
Instrument56943
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 28, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDemarest Borough
Elementary School DistrictDemarest Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,562,300 (-) Land $804,000 Building $758,300$1,562,300 (-) Land $804,000 Building $758,300
2025$28,200.00 (-9.84%)$1,562,300 (+52.7%) Land $804,000 Building $758,300$1,562,300 (+52.7%) Land $804,000 Building $758,300
2024$31,276.00 (+7.68%)
2023$1,023,100 Land $442,000 Building $581,100$1,023,100 Land $442,000 Building $581,100
2022$29,045.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030091002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims18 (1980–2021)
Claims Outside the SFHA5 of 18
Most Recent ClaimSep 2021, river or lake flooding, Remnants Of Hurricane Ida
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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