12 John Kirk Rd, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 12 John Kirk Rd, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	6 bd · 1,600 sqft · built 1999
Owner	Individual Name on File
Last Sale	$515,000 (Sep 2024)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60002000006620000`

Property Details

APN / Parcel Number

Primary APN	`R60002000006620000`
Alternative APN	`07633313`

Interior

Bedrooms	6 Beds
Total Rooms	16 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1999
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	07633313
Old Parcel Number	R60002000006620000
Street Address	12 JOHN KIRK RD
City	BLUFFTON
State	SC
Zip	29909-4468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 287 DUKE OF BEAUFORT VILLAGE PLAT 8E PB62 P120 PLAT REVISED PB64 P67
Legal Subdivision	DEL WEBB SUN CITY
Legal Lot Number	287
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	4
Census Block	4014
Census Tract	2110

Owner

Source: Beaufort County assessment roll, APN R60002000006620000, as of September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	BLUFFTON, SC 29909
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	2024040778
Deed Book / Page	4367 / 375
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 13, 2021
Property Address	12 JOHN KIRK RD, BLUFFTON, SC 29909-4468
Document Number	0000085451
Book / Page	4093 / 1133
Map Reference	MB 64 PG 67
Instrument Date	Dec 02, 2021
Instrument	2021085451
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 JOHN KIRK RD, BLUFFTON, SC 29909-4468

Mortgage

Document Number	0000085452
Date	Dec 13, 2021
Instrument	2021085452

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Beaufort County assessment roll as of September 13, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,363.00 (+19.77%)	$20,600 (+33.94%)
2024	$1,973.00 (-65.5%)	$15,380 (-) Land $2,704 Building $12,676	$384,500 (-25.34%) Land $67,600 Building $316,900
2023	$5,719.00 (+193.88%)	$15,380 (+6.81%) Land $2,704 Building $12,676	$515,000 (+43.06%) Land $67,600 Building $447,400
2022	$1,946.00	$14,400 Land $2,080 Building $12,320	$360,000 Land $52,000 Building $308,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021104, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 266 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	266 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 140 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC0720003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BJW&SA serves 164,829 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.