12 Jefferson Dr, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 12 Jefferson Dr, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,136 sqft · built 1965
Lot Size	0.491 acres (21,379 sqft)
Owner	Individual Name on Record
Last Sale	$1,300,000 (Apr 2020)
Tax Bill	$16,073 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`ACTO M:00F3 B:0005 L:0002`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00F3 B:0005 L:0002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,136 sqft Living Area
Gross Area	3,504 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,379 sqft (0.491 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 JEFFERSON DR
City	ACTON
State	MA
Zip	01720-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	5
Legal Lot Number	2
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1013
Census Tract	363103

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 JEFFERSON DR, ACTON, MA 01720-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit USA ALLIANCE FCU
Jul 25, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jun 18, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	202056422
Deed Book / Page	74482 / 169
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	12 JEFFERSON DR, ACTON, MA 01720-3104
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71175-243
Date	Jun 18, 2018
Book Page	71175/243
Instrument	87843

Lender

Name	USA ALLIANCE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2038

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	12 JEFFERSON DR, ACTON, MA 01720-3104
Document Number	73019-331
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 JEFFERSON DR ACTON MA 017203104, ACTON, MA 01720-3104

Mortgage

Document Number	73019-331
Date	Jul 30, 2019
Book Page	073019/000331
Instrument	110678

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jun 18, 2018
Property Address	12 JEFFERSON DR, ACTON, MA 01720-3104
Document Number	71175-223
Book / Page	071175 / 000223
Instrument Date	May 21, 2018
Instrument	87841
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,214.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 JEFFERSON DR ACTON MA 017203104, ACTON, MA 01720-3104

Mortgage

Document Number	71175-226
Date	Jun 18, 2018
Book Page	071175/000226
Instrument	87842

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,073.00 (+4.37%)	$937,200 (+1.45%) Land $369,400 Building $567,800	$988,475 (+2.07%)
2024	$15,400.00 (+2.48%)	$923,800 (+7.95%) Land $369,400 Building $554,400	$968,430
2023	$15,028.00	$855,800 Land $335,900 Building $519,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1987–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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