12 Jefferson Ct, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 12 Jefferson Ct, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,080 sqft · built 1943
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$216,500 (Jan 2026)
Tax Bill$2,349 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN301301 224.017-4-52

Property Details

APN / Parcel Number

Primary APN301301 224.017-4-52
Alternative APNs
  • 130122401700040520000000
  • 301301 224.017-0004-052
  • 56465 07

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area720 sqft
Upper Floors Area360 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area8,276 sqft (0.19 acres)
Lot Width48 ft Width
PorchSlab
Porch Area129 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number56465 07
Street Address12 JEFFERSON CT
CityROME
StateNY
Zip13440-3805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal DescriptionH&L 40XIRREG
Legal Block4
Legal Lot Number52.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1000
Census Tract22400

Owner

12 Jefferson Ct is owned by two individuals who bought it in January 2026.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address102 W CEDAR ST, ROME, NY 13440-2734
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Nov 15, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
AMERICU CU
Nov 15, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
AMERICU CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2026 · Amount on File
Deed SaleJan 30, 2026 · Amount on File
Prior SaleNov 15, 2021 · Amount on File
Deed Document Number20261689
Prior Transfer DateApr 28, 2010
Prior Transfer Doc2010006420
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateJan 30, 2026
Property Address12 JEFFERSON CT, ROME, NY 13440-3805
Document Number0000001689
Instrument DateJan 20, 2026
Instrument2026-001689
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address102 W CEDAR ST, ROME, NY 13440-2734

Mortgage

Document Number0000001690
DateJan 30, 2026
Instrument2026-001690
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateNov 15, 2021
Property Address12 JEFFERSON CT, ROME, NY 13440-3805
Document Number19590
Instrument DateJan 11, 2021
Instrument2021-019590
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12239 AMMON RD, WEST LEYDEN, NY 13489

Mortgage

Document Number19591
DateNov 15, 2021
Instrument2021-019591
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateNov 15, 2021
Property Address12 JEFFERSON CT, ROME, NY 13440-3805
Document Number0000019590
Instrument DateJan 11, 2021
Instrument2021-019590
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12239 AMMON RD, WEST LEYDEN, NY 13489

Mortgage

Document Number0000019591
DateNov 15, 2021
Instrument2021-019591
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 Jefferson Ct was $2,349.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,349.00
2025$50,000 (-) Land $8,000 Building $42,000$117,647 (+6.75%) Land $18,824 Building $98,823
2024$4,452.00$50,000 (-) Land $8,000 Building $42,000$110,205 (+0.02%) Land $17,633 Building $92,572
2023$50,000 (-) Land $8,000 Building $42,000$110,181 (+17.92%) Land $17,629 Building $92,552
2022$3,817.00$50,000 Land $8,000 Building $42,000$93,440 Land $14,950 Building $78,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Jefferson Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimMar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Jefferson Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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