12 Jay Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 12 Jay Rd, Chatham, NJ 07928 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,894 sqft · built 1949
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Last Sale	$1,235,000 (Jan 2013)
Tax Bill	$15,391 (2024)
Deeds & Mortgages	May 2021 Mortgage
APN	`05-00048-14-00113-13`

Property Details

APN / Parcel Number

Primary APN	`05-00048-14-00113-13`
Alternative APNs	`05000480014001130013` `2086`

Interior

Stories	1 Story
Building Area	2,894 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2086
Street Address	12 JAY RD
City	CHATHAM
State	NJ
Zip	07928-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	48.14
Legal Lot Number	113
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4024
Census Tract	44000

Owner

Source: Morris County and Chatham Township records · APN 05-00048-14-00113-13

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 JAY RD, CHATHAM, NJ 07928-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2013 · Amount on Record
Deed Sale	Jan 16, 2013 · Amount on Record
Prior Sale	Sep 05, 2012 · Amount on Record
Deed Document Number	20135289
Deed Book / Page	22232 / 140
Prior Transfer Date	Aug 01, 2003
Prior Transfer Doc	0221290876
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	12 JAY RD, CHATHAM, NJ 07928-1416
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241260094
Date	May 10, 2021
Book Page	24126/94
Instrument	2021045551

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Morris County and Chatham Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$802,200 (+3.67%) Land $395,900 Building $406,300	$802,200 (+3.67%) Land $395,900 Building $406,300
2025		$773,800 (-) Land $395,900 Building $377,900	$773,800 (-) Land $395,900 Building $377,900
2024	$15,391.00 (+2.21%)
2023		$773,800 Land $395,900 Building $377,900	$773,800 Land $395,900 Building $377,900
2022	$15,058.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270440004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012, rainfall accumulation, Hurricane Sandy
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.