12 James St, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 12 James St, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,136 sqft · built 1940
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jun 2018)
Tax Bill	$8,182 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134689-6262-02-839501-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6262-02-839501-0000`
Alternative APNs	`468900626200028395010000` `134689 6.262-2-839.501` `14839501`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
Gross Area	1,334 sqft
1st Floor Area	704 sqft
Upper Floors Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	198 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	14839501
Street Address	12 JAMES ST
City	POUGHKEEPSIE
State	NY
Zip	12603-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.301 AC 1634 0810 1473 0558
Legal Block	2
Legal Lot Number	839
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1010
Census Tract	140202

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 ROUND HILL RD, POUGHKEEPSIE, NY 12603-5134
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY CU
Jun 1, 2018	Grant Deed, Transfer · FHA Mortgage FEDERAL SVGS BK
Sep 5, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	20182018-3917
Prior Transfer Date	Aug 22, 2017
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	12 JAMES ST, POUGHKEEPSIE, NY 12603-1525
Document Number	0000006089
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 JAMES ST POUGHKEEPSIE NY 126031525, POUGHKEEPSIE, NY 12603-1525

Mortgage

Document Number	0000006089
Date	Dec 16, 2020
Instrument	6089

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2040

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jun 1, 2018
Property Address	12 JAMES ST, POUGHKEEPSIE, NY 12603-1525
Document Number	0000003917
Instrument Date	May 30, 2018
Instrument	3917
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	QUEEN CITY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 ROUND HILL RD POUGHKEEPSIE NY 126035134, POUGHKEEPSIE, NY 12603-5134

Mortgage

Document Number	3562
Date	Jun 1, 2018
Instrument	3562

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUTCHESS NY
Recording Date	Sep 5, 2017
Property Address	12 JAMES ST, POUGHKEEPSIE, NY 12603-1525
Document Number	0000006708
Book / Page	0000022017 / 0000006708
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 JAMES ST, POUGHKEEPSIE, NY 12603-1525

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,182.00 (+32.03%)	$246,000 (-) Land $70,400 Building $175,600	$276,400 (+12.36%)
2023		$246,000 (+16.04%) Land $70,400 Building $175,600	$246,000 (+16.04%) Land $70,400 Building $175,600
2022		$212,000 Land $64,000 Building $148,000	$212,000 Land $64,000 Building $148,000
2020	$6,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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