Westchester County and New Castle Town property record for 12 James Rd, Mount Kisco, NY 10549
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,251 sqft · built 1969 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,900 (Aug 2020) |
| Tax Bill | $28,923 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 82.9-1-32 |
| Primary APN | 553600 82.9-1-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,251 sqft Living Area |
| 1st Floor Area | 1,619 sqft |
| 2nd Floor Area | 1,632 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 92,783 sqft (2.13 acres) |
| Garage Type | Attached |
| Garage Area | 1,027 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 2492020 |
|---|---|
| Street Address | 12 JAMES RD |
| City | MOUNT KISCO |
| State | NY |
| Zip | 10549-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP OF OLD ROARING BOOK |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 13104 |
Source: Westchester County and New Castle Town records · APN 553600 82.9-1-32
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 JAMES RD, MOUNT KISCO, NY 10549-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 17, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Aug 28, 2020 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Aug 17, 2020 | Deed of Trust, Mortgage CITIZENS BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Aug 22, 2006 · Amount on Record |
| Deed Document Number | 2020602263588 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 JAMES RD, MOUNT KISCO, NY 10549-3723 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 12 JAMES RD, MOUNT KISCO, NY 10549-3723 |
| Document Number | 0612313048 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 612313048 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 03, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 JAMES RD, MOUNT KISCO, NY 10549-3723 |
| Document Number | 0602323368 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | COURT STATE ABSTRACT INC, COURT ST ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Address | 12 JAMES RD MOUNT KISCO NY 105493723, MOUNT KISCO, NY 10549-3723 |
| Document Number | 0602323368 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 060232/003368 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 27, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 28, 2020 |
| Property Address | 12 JAMES RD, MOUNT KISCO, NY 10549-3723 |
| Document Number | 0602263588 |
| Map Reference | MAP 15594 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 602263588 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | COURT STREET ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,706.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 JAMES RD, 12, MOUNT KISCO, NY 10549-3723 |
| Name | Verified Name |
|---|---|
| Address | 1635 YORK AVE # 6D, 6D, NEW YORK, NY 10028-6545 |
| Document Number | 0602323351 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 602323351 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 JAMES RD, MOUNT KISCO, NY 10549-3723 |
| Document Number | 0602323351 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | COURT STATE ABSTRACT INC, COURT ST ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Address | 1365 YORK AVE NEW YORK NY 100214035, NEW YORK, NY 10021-4035 |
| Document Number | 0602323351 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 060232/003351 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2050 |
Source: Westchester County and New Castle Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,923.00 | $190,500 (-) Land $49,000 Building $141,500 | $1,365,591 (+0.86%) Land $351,254 Building $1,014,337 |
| 2024 | $190,500 (-) Land $49,000 Building $141,500 | $1,353,945 (+5.19%) Land $348,259 Building $1,005,686 | |
| 2023 | $190,500 Land $49,000 Building $141,500 | $1,287,162 Land $331,081 Building $956,081 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190131043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 11 (1979–2021) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 50 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Communications Cable | 940 / 35 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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