12 James Ave, Quaker Hill, CT 06375 Property Records

Waterford Town property record for 12 James Ave, Quaker Hill, CT 06375

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2.5 ba · 1,730 sqft · built 1940
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jul 2001)
Tax Bill	$6,113 (2026)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WATE M:66 L:3584`

Property Details

APN / Parcel Number

Primary APN	`WATE M:66 L:3584`
Alternative APNs	`WFRD M:66 L:3584` `0318200` `318200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Building Area	1,730 sqft Living Area
Gross Area	3,736 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	3,049 sqft (0.07 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	318200
Street Address	12 JAMES AVE
City	QUAKER HILL
State	CT
Zip	06375-1611
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	VR-75
Legal Lot Number	3584
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2014
Census Tract	693600

Owner

12 James Ave, a residential property, is owned by two individuals who acquired it in August 2023.

Source: Waterford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 SYLVAN ST, GROTON, CT 06340-5743
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2001 · Amount on File
Deed Sale	Jul 9, 2001 · Amount on File
Deed Book / Page	531 / 112
Last Transfer Date	Aug 18, 2023
Transfer Doc	001831-140
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERFORD CT
Recording Date	Aug 21, 2023
Property Address	12 JAMES AVE, QUAKER HILL, CT 06375-1611
Document Number	001831-140
Book / Page	1831 / 140
Instrument Date	Aug 18, 2023
Instrument	171772
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000171773
Date	Aug 21, 2023
Instrument	171773

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Type Change Date	Sep 1, 2033
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 12 James Ave was $6,113, up 7.2% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,113.00 (+7.17%)	$249,110 (+2.03%) Land $60,210 Building $188,900	$280,374 (+64.05%)
2025	$5,704.00	$244,160 Land $60,210 Building $183,950	$170,912 Land $42,147 Building $128,765
2024	$5,704.00 (+12.06%)
2023	$5,090.00	$240,080 Land $60,210 Building $179,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 James Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20