12 Jacobs Point Rd, Warren, RI 02885 Property Records

Warren Town property record for 12 Jacobs Point Rd, Warren, RI 02885

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,440 sqft · built 2000
Lot Size0.362 acres (15,773 sqft)
Owner2 Individual Names on File
Last Sale$785,000 (Mar 2023)
Tax Bill$11,655 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Dec 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-0337-57

Property Details

APN / Parcel Number

Primary APN22-0337-57
Alternative APN
  • WARR M:15C L:198

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,440 sqft Living Area
Gross Area5,313 sqft
Basement Area1,553 sqft
Unfinished Basement1,553 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,773 sqft (0.362 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number22-0337-57
Street Address12 JACOBS POINT RD
CityWARREN
StateRI
Zip02885-4120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Lot Number198
JurisdictionWARREN RI
Township / Civil DivisionWARREN
Census Block Group4
Census Block4010
Census Tract30602

Owner

12 Jacobs Point Rd is owned and occupied by two individuals who bought it in March 2023.

Source: Warren Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12 JACOBS POINT RD, WARREN, RI 02885-4120
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
NAVIGANT CREDIT UNION
Dec 2, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
EMBRACE HOME LOANS INC
Sep 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SOUTHERN MASSACHUSETTS CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2023 · Amount on File
Deed SaleMar 16, 2023 · Amount on File
Prior SaleApr 30, 2007 · Amount on File
Deed Book / Page1100 / 101
Prior Transfer DateNov 30, 2022
Prior Transfer Doc001094-251
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN RI
Recording DateMar 16, 2023
Property Address12 JACOBS POINT RD, WARREN, RI 02885-4120
Document Number001100-101
Book / Page1100 / 101
Instrument DateMar 15, 2023
Instrument33523
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 JACOBS POINT RD, WARREN, RI 02885-4120

Mortgage

Document Number0000033524
DateMar 16, 2023
Instrument33524
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARREN RI
Recording DateDec 2, 2022
Property Address12 JACOBS POINT RD, WARREN, RI 02885-4120
Document Number001094-251
Book / Page1094 / 251
Instrument DateNov 30, 2022
Instrument33086
Transaction TypeTransfer
Record UpdatedDec 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3518 COLMAR QUARTER, NORFOLK, VA 23509-1247

Mortgage

Document Number001094-255
DateDec 2, 2022
Book Page1094/255
Instrument33087
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2053

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN RI
Property Address12 JACOBS POINT RD, WARREN, RI 02885-4120
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1017-283
DateSep 16, 2020
Book Page1017/283
Instrument27194
Lender
NameSOUTHERN MASSACHUSETTS CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 12 Jacobs Point Rd was $11,655, up 11.2% from the year before.

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWarren Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,655.00 (+11.18%)
2025$10,483.00$704,000 Land $203,700 Building $500,300$849,124
2023$9,277.00 (+1.92%)$679,100 (+34.37%) Land $203,700 Building $475,400
2022$9,102.00$505,400 Land $174,600 Building $330,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Jacobs Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims23 (1978–2021)
Claims Outside the SFHA4 of 23
Most Recent ClaimSep 2021 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Jacobs Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable
2,000 / 40
T-Mobile
Fixed Wireless
100 / 20

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