Plymouth County and Hull Town property record for 12 Irwin St, Hull, MA 02045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,401 sqft · built 1920 |
| Lot Size | 0.251 acres (10,942 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Aug 2016) |
| Tax Bill | $5,755 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 21-025 |
| Primary APN | 21-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,401 sqft Living Area |
| Gross Area | 2,521 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,942 sqft (0.251 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 21-025 |
|---|---|
| Street Address | 12 IRWIN ST |
| City | HULL |
| State | MA |
| Zip | 02045-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFA |
| Jurisdiction | HULL MA |
| Township / Civil Division | HULL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 500104 |
Source: Plymouth County and Hull Town records · APN 21-025
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 IRWIN ST, HULL, MA 02045-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 02, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 01, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2016 · Amount on Record |
| Deed Sale | Aug 16, 2016 · Amount on Record |
| Deed Document Number | 201671029 |
| Deed Book / Page | 47324 / 86 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HULL MA |
| Recording Date | Jul 06, 2026 |
| Property Address | 12 IRWIN ST, HULL, MA 02045-2106 |
| Document Number | 0000043660 |
| Book / Page | 61284 / 273 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202643660 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 IRWIN ST, HULL, MA 02045-2106 |
| Document Number | 0000043660, |
|---|---|
| Date | Jul 06, 2026 |
| Book Page | 61284/273 |
| Instrument | 202643660 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HULL MA |
| Property Address | 12 IRWIN ST, HULL, MA 02045-2106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0055083-95 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 55083/95 |
| Instrument | 63716 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HULL MA |
| Property Address | 12 IRWIN ST, HULL, MA 02045-2106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 057047-114 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 57047/114 |
| Instrument | 60610 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Aug 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HULL MA |
| Property Address | 12 IRWIN ST, HULL, MA 02045-2106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 057966-229 |
|---|---|
| Date | Jun 01, 2023 |
| Book Page | 57966/229 |
| Instrument | 33936 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Jul 01, 2046 |
Source: Plymouth County and Hull Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Hull Town |
| Unified School District | Hull School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,755.00 (-4.13%) | $513,800 (-0.29%) Land $319,500 Building $194,300 | $632,890 |
| 2024 | $6,003.00 (+5.08%) | $515,300 (+9.78%) Land $310,700 Building $204,600 | |
| 2023 | $5,713.00 | $469,400 Land $266,300 Building $203,100 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 206 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 215 units insured incl. 9 condo units |
| Nearby Flood Claims | 183 (1978–2018) |
| Claims Outside the SFHA | 4 of 183 |
| Most Recent Claim | May 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 574 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEIR RIVER WATER SYSTEM serves 45,339 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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