12 Irving St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 12 Irving St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,545 sqft · built 1903
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,501,000 (Dec 2025)
Tax Bill	$16,620 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03002-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`13-03002-0000-00009`
Alternative APN	`130300200009`

Interior

Stories	2 Stories
Building Area	2,545 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 58 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130300200009
Street Address	12 IRVING ST
City	MONTCLAIR
State	NJ
Zip	07042-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	58X150 IRR
Legal Block	3002
Legal Lot Number	9
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2004
Census Tract	17000

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 IRVING ST, MONTCLAIR, NJ 07042-4402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Deed Document Number	202575368
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 4, 2025
Property Address	12 IRVING ST, MONTCLAIR, NJ 07042-4402
Document Number	0000075368
Instrument Date	Nov 14, 2025
Instrument	2025075368
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,752.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 POMPTON RD, HALEDON, NJ 07508-1613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 IRVING ST, MONTCLAIR, NJ 07042-4402

Mortgage

Document Number	0000075370
Date	Dec 4, 2025
Instrument	2025075370

Lender

Name	AFFINITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,700 (-) Land $193,200 Building $279,500	$472,700 (-) Land $193,200 Building $279,500
2025	$16,620.00 (-2.12%)	$472,700 (-5.27%) Land $193,200 Building $279,500	$472,700 (-5.27%) Land $193,200 Building $279,500
2024	$16,980.00 (+3.49%)
2023		$499,000 Land $193,200 Building $305,800	$499,000 Land $193,200 Building $305,800
2022	$16,407.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1989–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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