12 Iron Tree Dr, Clyde, NC 28721 Property Records

Haywood County property record for 12 Iron Tree Dr, Clyde, NC 28721

Property Summary

Property TypeSingle Family Home
Lot Size0.813 acres (35,414 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Sep 2009)
Tax Bill$230 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN8628-65-7901

Property Details

APN / Parcel Number

Primary APN8628-65-7901
Alternative APNs
  • 156432
  • 281934

Exterior

Lot Area35,414 sqft (0.813 acres)

Location & Zoning

Account Number281934
Street Address12 IRON TREE DR
CityCLYDE
StateNC
Zip28721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIRON TREE DR #12
Legal Unit12
JurisdictionHAYWOOD NC
Township / Civil DivisionCRABTREE
Census Block Group1
Census Block1003
Census Tract920501

Owner

Source: Haywood County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1925, CLYDE, NC 28721-1925
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2009 · Amount on Record
Deed SaleSep 25, 2009 · Amount on Record
Deed Document Number20099842
Deed Book / Page769 / 2063
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address12 IRON TREE DR, CLYDE, NC 28721
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010601310
DateApr 14, 2022
Book Page1060/1310
Instrument2022004094
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressWAYNESVILLE, NC 28786
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,500 (-) Land $33,100 Building $2,400
2025$230.00 (+6.48%)$35,500 (-) Land $33,100 Building $2,400$35,500 (-) Land $33,100 Building $2,400
2023$35,500 Land $33,100 Building $2,400$35,500 (-) Land $33,100 Building $2,400
2022$216.00
2021$35,500 Land $33,100 Building $2,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims10 (2021–2024)
Claims Outside the SFHA1 of 10
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 87% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Zito Media
Cable
1,000 / 25
Skyrunner
Fixed Wireless · Fiber in parts of the area
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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