12 Independence Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 12 Independence Rd, Acton, MA 01720 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,718 sqft · built 1951
Lot Size0.768 acres (33,453 sqft)
OwnerIndividual Name on File
Last Sale$799,000 (Oct 2018)
Tax Bill$19,416 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Mar 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNACTO M:00I3 B:0110 L:0000

Property Details

APN / Parcel Number

Primary APNACTO M:00I3 B:0110 L:0000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories1 Story
Building Area3,718 sqft Living Area
Gross Area6,096 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area33,453 sqft (0.768 acres)
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address12 INDEPENDENCE RD
CityACTON
StateMA
Zip01720-5204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block110
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group3
Census Block3000
Census Tract363104

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00I3 B:0110 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 INDEPENDENCE RD, ACTON, MA 01720-5204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · Line of Credit
METRO CU
Mar 01, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WORKERS CU
Oct 16, 2018Quit Claim Deed, Transfer
WORKERS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 2018 · Amount on Record
Deed SaleOct 16, 2018 · Amount on Record
Prior SaleMay 20, 2015 · Amount on Record
Deed Book / Page71749 / 418
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address12 INDEPENDENCE RD, ACTON, MA 01720-5204
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085118-264
DateJan 14, 2026
Book Page85118/264
Instrument4376
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term289 Months
DueFeb 01, 2050
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address12 INDEPENDENCE RD, ACTON, MA 01720-5204
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077099-162
DateMar 01, 2021
Book Page77099/162
Instrument45436
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateOct 16, 2018
Property Address12 INDEPENDENCE RD, ACTON, MA 01720-5204
Document Number71749-418
Book / Page071749 / 000418
Instrument DateAug 29, 2018
Instrument158792
Transaction TypeTransfer
Record UpdatedNov 16, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,643.44
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 INDEPENDENCE RD ACTON MA 017205204, ACTON, MA 01720-5204

Mortgage

Document Number71749-423
DateOct 16, 2018
Book Page071749/000423
Instrument158793
Lender
NameWORKERS CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueOct 15, 2048

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$19,416.00 (+7.19%)$1,132,100 (+4.19%) Land $282,700 Building $849,400$1,081,860 (-4.76%)
2024$18,114.00 (+0.78%)$1,086,600 (+6.15%) Land $282,700 Building $803,900$1,135,915
2023$17,974.00$1,023,600 Land $256,900 Building $766,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1979, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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