Polk County property record for 12 Hurst Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1963 |
| Lot Size | 0.909 acres (39,596 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $448,000 (Dec 2024) |
| Tax Bill | $4,116 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-10-000000-022220 |
| Primary APN | 25-29-10-000000-022220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 39,596 sqft (0.909 acres) |
| Lot Dimensions | 430 ft deep x 274 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Porch | Florida Room |
| Porch Area | 756 sqft |
| Utility Building | 88 sqft |
| Street Address | 12 HURST RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEG 155 FT S & 30 FT W OF NE COR OF W1/2 OF SE1/4 OF SE1/4 RUN S 130 FT W 100 FT N 130 FT E 100 FT TO POB & E1/2 OF COMM NE COR OF W1/2 OF SE1/4 OF SE1/4 RUN S 285 FT W 30 FT TO POB CONT W 200 FT S 87.5 FT E 200 FT N 87.5 FT TO POB & COMM NE COR OF W |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 10 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 14704 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 HURST RD, WINTER HAVEN, FL 33880-4808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Aug 16, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2024 · Amount on Record |
| Deed Sale | Dec 9, 2024 · Amount on Record |
| Prior Sale | Nov 3, 2003 · Amount on Record |
| Deed Document Number | 2024278083 |
| Deed Book / Page | 13360 / 977 |
| Prior Transfer Date | Mar 2, 2009 |
| Prior Transfer Doc | 0000064603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 12 HURST RD, WINTER HAVEN, FL 33880-4808 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000288905 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 12936/1956 |
| Instrument | 2023288905 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 12 HURST RD, WINTER HAVEN, FL 33880-4808 |
| Document Number | 0114541116 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | HOME SOLUTION TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 HURST RD WINTER HAVEN FL 338804808, WINTER HAVEN, FL 33880-4808 |
| Document Number | 0114541116 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 011454/001116 |
| Instrument | 243162 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 12 HURST RD, WINTER HAVEN, FL 33880-4808 |
| Document Number | 0109540603 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12 HURST RD WINTER HAVEN FL 338804808, WINTER HAVEN, FL 33880-4808 |
| Document Number | 0109540603 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 010954/000603 |
| Instrument | 181412 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,116.00 (+163.17%) | $318,417 (+166.79%) Land $36,785 Building $281,632 | $318,417 (+25.04%) Land $36,785 Building $281,632 |
| 2023 | $1,564.00 (+4.34%) Homeowner's exemption | $119,353 (+3%) | $254,655 (+6.84%) Land $35,370 Building $219,285 |
| 2022 | $1,499.00 Homeowner's exemption | $115,877 | $238,346 Land $29,711 Building $208,635 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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