12 Hurd Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 12 Hurd Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1920
Lot Size	0.122 acres (5,332 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Sep 2026)
Tax Bill	$5,078 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-F B:0004 L:0006`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-F B:0004 L:0006`
Alternative APNs	`M:006=F B:0004 L:0006` `369017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,066 sqft Living Area
Gross Area	2,042 sqft
1st Floor Area	561 sqft
Basement Area	561 sqft
Unfinished Basement	561 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,332 sqft (0.122 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	369017
Street Address	12 HURD AVE
City	SAUGUS
State	MA
Zip	01906-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	4
Legal Lot Number	6
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2004
Census Tract	208200

Owner

12 Hurd Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Essex County and Saugus Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 HURD AVE, SAUGUS, MA 01906-2514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Jun 30, 1998 · Amount on File
Deed Document Number	20265950
Deed Book / Page	43662 / 289
Prior Transfer Date	Sep 26, 2026
Prior Transfer Doc	0000005950
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 30, 2026
Property Address	12 HURD AVE, SAUGUS, MA 01906-2514
Document Number	0000005950
Book / Page	43662 / 289
Instrument Date	Sep 26, 2026
Instrument	20265950
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 HURD AVE, SAUGUS, MA 01906-2514
Investor	Possibly a Property Investor

Mortgage

Date	Sep 30, 2026

Lender

Name	GENERAL MORTGAGE CAPITAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 12 Hurd Ave was $5,078, up 4.1% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,078.00 (+4.1%)	$487,300 (+6.7%) Land $328,500 Building $158,800	$427,559 (-21.32%)
2025	$4,878.00 (+4.95%)	$456,700 (+4.65%) Land $298,700 Building $158,000	$543,400
2024	$4,648.00 (+3.75%)	$436,400 (+9.68%) Land $281,600 Building $154,800
2023	$4,480.00	$397,900 Land $247,500 Building $150,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Hurd Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Hurd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Hurd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures