Monmouth County and Rumson Borough property record for 12 Hunt St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,530 sqft · built 1893 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $935,000 (Apr 2021) |
| Tax Bill | $15,760 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00006-0000-00002 |
| Primary APN | 41-00006-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,530 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Upper Floors Area | 1,207 sqft |
| Basement Area | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 90 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 279 sqft |
| Patio Area | 404 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 004500 |
|---|---|
| Street Address | 12 HUNT ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU0 |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 803900 |
12 Hunt St is owned and occupied by an individual who bought it in April 2021.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 HUNT ST, RUMSON, NJ 07760-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Apr 26, 2021 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on File |
| Deed Sale | Apr 26, 2021 · Amount on File |
| Prior Sale | Nov 29, 2004 · Amount on File |
| Deed Document Number | 202166830 |
| Deed Book / Page | 9504 / 7960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 9, 2026 |
| Property Address | 12 HUNT ST, RUMSON, NJ 07760-1428 |
| Document Number | 0000029310 |
| Book / Page | 9788 / 1308 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202629310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 12 HUNT ST, RUMSON, NJ 07760-1428 |
| Document Number | 0000029310, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 9788/1308 |
| Instrument | 202629310 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 26, 2021 |
| Property Address | 12 HUNT ST, RUMSON, NJ 07760-1428 |
| Document Number | 0095047960 |
| Book / Page | 9504 / 7960 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021066830 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ARCHIVE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,265.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 HUNT ST, 12, RUMSON, NJ 07760-1428 |
| Name | Verified Name |
|---|---|
| Address | 12 HUNT ST, RUMSON, NJ 07760-1428 |
| Document Number | 2021066831 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021066831 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 12 Hunt St was $15,760, up 3.1% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,280,300 (+51.78%) Land $1,148,000 Building $1,132,300 | $2,280,300 (+51.78%) Land $1,148,000 Building $1,132,300 | |
| 2025 | $15,760.00 (+3.09%) | $1,502,400 Land $1,041,200 Building $461,200 | $1,502,400 Land $1,041,200 Building $461,200 |
| 2024 | $15,288.00 | ||
| 2023 | $1,214,700 Land $834,200 Building $380,500 | $1,214,700 Land $834,200 Building $380,500 | |
| 2022 | $13,647.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Hunt St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Hunt St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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