Bergen County and Waldwick Borough property record for 12 Hudson Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,134 sqft · built 1939 |
| Lot Size | 0.159 acres (6,923 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $632,000 (Jan 2026) |
| Tax Bill | $11,076 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00042-0000-00073 |
| Primary APN | 64-00042-0000-00073 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,134 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 6,923 sqft (0.159 acres) |
| Street Address | 12 HUDSON AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50XIRR |
| Legal Block | 42 |
| Legal Lot Number | 73 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 56100 |
12 Hudson Ave is owned and occupied by two individuals who bought it in January 2026.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 HUDSON AVE, WALDWICK, NJ 07463-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 6, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage RESIDENTIAL HOME MORTGAGE CORP |
| Mar 2, 2021 | Deed, Transfer LAWYERS TITLE, LAWYERS TITLE INSURANCE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on File |
| Deed Sale | Jan 6, 2026 · Amount on File |
| Prior Sale | Mar 2, 2021 · Amount on File |
| Deed Document Number | 20261147 |
| Deed Book / Page | 5695 / 1495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 HUDSON AVE, WALDWICK, NJ 07463-2311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 HUDSON AVE, WALDWICK, NJ 07463-2311 |
| Document Number | 0047450613 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 4745/613 |
| Instrument | 2022071724 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jun 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 6, 2026 |
| Property Address | 12 HUDSON AVE, WALDWICK, NJ 07463-2311 |
| Document Number | 0056951495 |
| Book / Page | 5695 / 1495 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2026001147 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,574.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 904 RIVER PL, BUTLER, NJ 07405-1093 |
| Name | Verified Name |
|---|---|
| Address | 12 HUDSON AVE, WALDWICK, NJ 07463-2311 |
| Document Number | 2026001148 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026001148 |
| Name | RESIDENTIAL HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 2, 2021 |
| Property Address | 12 HUDSON AVE, WALDWICK, NJ 07463-2311 |
| Document Number | 0039861408 |
| Book / Page | 3986 / 1408 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 2021028264 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | LAWYERS TITLE, LAWYERS TITLE INSURANCE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 157 GODWIN AVE, 157, WYCKOFF, NJ 07481-2004 |
| Name | Verified Name |
|---|---|
| Address | 12 HUDSON AVE, WALDWICK, NJ 07463-2311 |
The 2025 property tax bill for 12 Hudson Ave was $11,076, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,600 (-) Land $306,000 Building $176,600 | $482,600 (-) Land $306,000 Building $176,600 | |
| 2025 | $11,076.00 (+3.67%) | $482,600 Land $306,000 Building $176,600 | $482,600 Land $306,000 Building $176,600 |
| 2024 | $10,684.00 | ||
| 2023 | $330,000 Land $248,000 Building $82,000 | $330,000 Land $248,000 Building $82,000 | |
| 2022 | $9,398.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Hudson Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Hudson Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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