12 Howe St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 12 Howe St, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,025 sqft · built 1927
Lot Size	0.136 acres (5,927 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Jun 2025)
Tax Bill	$6,893 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Jun 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300258-16`

Property Details

APN / Parcel Number

Primary APN	`300258-16`
Alternative APNs	`WATE M:1205 B:0003 L:0073A` `9586`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
Gross Area	2,253 sqft
Basement Area	513 sqft
Unfinished Basement	513 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,927 sqft

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	9586
Street Address	12 HOWE ST
City	WATERTOWN
State	MA
Zip	02472-4211
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Subdivision	10-12 HOWE STREET CONDO
Legal Block	3
Legal Lot Number	73A
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2011
Census Tract	370301

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 HOWE ST, WATERTOWN, MA 02472-4211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BAXTER CU
Jun 26, 2025	Condominium Deed, Transfer
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage SALEM FIVE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Sep 3, 2014 · Amount on Record
Transfer Doc	000080-192
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	12 HOWE ST, WATERTOWN, MA 02472-4211
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001964803
Date	Oct 4, 2024
Instrument	1964803

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2034

June 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jun 26, 2025
Property Address	12 HOWE ST, WATERTOWN, MA 02472-4211
Document Number	202501979777
Instrument Date	Jun 25, 2025
Instrument	202501979777
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HOWE ST, WATERTOWN, MA 02472-4211

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	12 HOWE ST, WATERTOWN, MA 02472-4211
Document Number	0000029068
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HOWE ST #12 WATERTOWN MA 024724211, 12, WATERTOWN, MA 02472-4211

Mortgage

Document Number	0000029068
Date	Nov 19, 2019
Instrument	29068

Lender

Name	SALEM FIVE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,893.00 (+24.49%)	$565,000 (+19.17%) Building $565,000	$580,526 (+1.69%)
2025	$5,537.00 (-1.86%)	$474,100 (-1.68%) Building $474,100	$570,855 (+11.4%)
2024	$5,642.00 (-9.7%)	$482,200 (+4.8%) Building $482,200	$512,430
2023	$6,248.00	$460,100 Building $460,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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