Essex County and Salem City property record for 12 Howard St, Salem, MA 01970 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,755 sqft · built 1850 |
| Lot Size | 0.049 acres (2,126 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $830,000 (Nov 2025) |
| Tax Bill | $7,625 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Nov 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:35 L:0150 |
| Primary APN | SALE M:35 L:0150 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,755 sqft Living Area |
| Gross Area | 3,320 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,126 sqft (0.049 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 HOWARD ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-3813 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Subdivision | CASABLANCAA TWNHS |
| Legal Lot Number | 150 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 204400 |
Source: Essex County and Salem City records · APN SALE M:35 L:0150
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 HOWARD ST, 2, SALEM, MA 01970-3813 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BMO HARRIS BANK NA |
| Nov 06, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage SALEM FIVE MORTGAGE CORP |
| Sep 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CBC NATIONAL BANK |
| Sep 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 31, 2017 | Quit Claim Deed, Transfer WEBSTER FIVECENT SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2025 · Amount on Record |
| Deed Sale | Nov 06, 2025 · Amount on Record |
| Prior Sale | Oct 31, 2017 · Amount on Record |
| Deed Document Number | 20251220 |
| Deed Book / Page | 43053 / 354 |
| Prior Transfer Date | Sep 25, 2020 |
| Prior Transfer Doc | 38984-149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 12 HOWARD ST, SALEM, MA 01970-3813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040563-153 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 40563/153 |
| Instrument | 20211210001630 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Nov 06, 2025 |
| Property Address | 12 HOWARD ST, SALEM, MA 01970-3813 |
| Document Number | 043053-354 |
| Book / Page | 43053 / 354 |
| Instrument Date | Nov 06, 2025 |
| Instrument | 20251106001220 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12 HOWARD ST # 2, 2, SALEM, MA 01970-3813 |
| Document Number | 20251106001230 |
|---|---|
| Date | Nov 06, 2025 |
| Instrument | 20251106001230 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 12 HOWARD ST, SALEM, MA 01970-3813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39004-37 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 39004/37 |
| Instrument | 20200930008060 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Sep 28, 2020 |
| Property Address | 12 HOWARD ST, SALEM, MA 01970-3813 |
| Document Number | 38984-149 |
| Book / Page | 038984 / 000149 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 28000630 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 HOWARD ST SALEM MA 019703813, SALEM, MA 01970-3813 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Oct 31, 2017 |
| Property Address | 12 HOWARD ST, SALEM, MA 01970-3813 |
| Document Number | 36295-359 |
| Book / Page | 36295 / 359 |
| Instrument | 171031003160 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 HOWARD ST, SALEM, MA 01970-3813 |
| Document Number | 362950361 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 36295/0361 |
| Name | WEBSTER FIVECENT SVGS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 31, 2047 |
| Rate | 3.38% |
|---|---|
| Max Rate At Change | 10.1% |
| Max Rate | 2.88% |
Source: Essex County and Salem City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,625.00 (+4.29%) | $672,400 (+6.87%) Land $190,500 Building $481,900 |
| 2024 | $7,311.00 (+2.51%) | $629,200 (+10.37%) Land $181,000 Building $448,200 |
| 2023 | $7,132.00 | $570,100 Land $167,100 Building $403,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Salem Common Historic District listed 1976 · 263 contributing resources · NRIS 76000303 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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