Suffolk County and Babylon Town property record for 12 Howard St, Babylon, NY 11702
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,354 sqft · built 1972 |
| Lot Size | 0.191 acres (8,330 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,500 (Jan 2017) |
| Tax Bill | $18,813 (2024) |
| Deeds & Mortgages | Mar 2018 Refinance Jun 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472003 7.-2-13 |
| Primary APN | 472003 7.-2-13 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,354 sqft Building Perimeter |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 8,330 sqft (0.191 acres) |
| Lot Dimensions | 119 ft deep x 70 ft wide |
| Account Number | 20250313830 |
|---|---|
| Street Address | 12 HOWARD ST |
| City | BABYLON |
| State | NY |
| Zip | 11702-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FILED MAP 514 LOTS PT 44-46 INC |
| Legal Subdivision | ANNE M SMITH SOLOMON SMITH & W |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BABYLON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 124500 |
12 Howard St is owned and occupied by two individuals who bought it in January 2017.
Source: Suffolk County and Babylon Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 HOWARD ST, BABYLON, NY 11702-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Jun 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| May 28, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage PNC BK |
| Jan 28, 2017 | Grant Deed, Transfer · Conventional Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2017 · Amount on File |
| Deed Sale | Jan 28, 2017 · Amount on File |
| Deed Book / Page | 12898 / 408 |
| Prior Transfer Date | Oct 19, 2000 |
| Prior Transfer Doc | 1208000341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 12 HOWARD ST, BABYLON, NY 11702-2304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229100791 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 22910/791 |
| Instrument | 18-0052121 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 12 HOWARD ST, BABYLON, NY 11702-2304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231440064 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 23144/64 |
| Instrument | DL011196 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 12 HOWARD ST, BABYLON, NY 11702-2304 |
| Document Number | 0231610046 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 HOWARD ST BABYLON NY 117022304, BABYLON, NY 11702-2304 |
| Document Number | 0231610046 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 023161/000046 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 28, 2017 |
| Property Address | 12 HOWARD ST, BABYLON, NY 11702-2304 |
| Document Number | 0128980408 |
| Book / Page | 012898 / 000408 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | COASTAL LAND TITLE, COASTAL LAND SERVICE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2964 ARDSLEY RD WANTAGH NY 117932449, WANTAGH, NY 11793-2449 |
| Document Number | 227830986 |
|---|---|
| Date | Jan 28, 2017 |
| Book Page | 022783/000986 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2047 |
Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Babylon Village |
| County | Suffolk County |
| County Subdivision | Babylon Town |
| Unified School District | Babylon Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,010 Land $380 Building $4,630 | ||
| 2024 | $18,813.00 | ||
| 2023 | $5,010 Land $380 Building $4,630 | $279,888 Land $21,229 Building $258,659 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Howard St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1979–2018) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Mar 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 12 Howard St, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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